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Jenn Smart

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2075 41st St S , Saint Cloud, MN 56301
$351,000
Est. Payment: $1,797.62/mo
4 Bed
3 Bath
1711 Sqft
Status: Active | Days on site: 6
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21424 - 505501740,502050718
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Discover an incredible opportunity in the welcoming community of Southern Ridge. Individuals earning less than $95,200 are eligible to purchase this home and may receive up to $66,000 in forgivable assistance creating a rare chance to significantly reduce your out-of-pocket costs while stepping into a beautiful new construction home! Thoughtfully crafted by Lumber One, this stunning two-story residence blends timeless quality with modern, low-maintenance living. Step inside to an inviting foyer and open-concept main level where the living room flows seamlessly into the dining area with access to the back patio and kitchen perfect for everyday living and effortless entertaining. The kitchen shines with sleek granite countertops, ample cabinetry, and functional design that makes gathering easy. A convenient half bath, main-floor laundry, and spacious walk-in mudroom closet add practicality to daily life. Upstairs, you’ll find four bedrooms all on the same level, including a private primary suite complete with its own full bath. An additional full bath comfortably serves the remaining bedrooms. Outside, enjoy maintenance-free vinyl siding paired with attractive stone accents that give the home a premium, custom-built feel with lasting curb appeal. Located just 2 miles from Tech High School and Stride Academy with quick access to I-94, this location offers convenience for commuting, schools, shopping, and more. Opportunities like this don’t come around often for a brand new home paired with up to $48,000 in forgivable assistance makes Southern Ridge a community you’ll want to explore!
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Highlights

Listed by Neil Theisen , 320-266-4616 and Romaine Bray , 320-493-1400 Central MN Realty LLC , 320-363-4363. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential
Lot/Acreage
0.1

Year Built

2026

County

Stearns

Area

Southern Ridge

 Neighborhood

Southern Ridge

 School District

St. Cloud

Listing ID

7138535

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Range, Refrigerator
Air Cond:Central Air
Fireplaces:
Above Ground Sq Ft:1711
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Primary Bedroom Walk-In Closet, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet, Full Primary, Private Primary, Main Floor 1/2 Bath, Upper Level Full Bath, Kitchen/Dining Room, 4 BR on One Level, Main Floor Laundry
Water:City Water/Connected

Exterior Features

Lot Dimensions:35x120
Zoning:Residential-Single Family
Roof:Age 8 Years or Less,Asphalt
Sewer:City Sewer/Connected
Parking Features:Attached Garage,Asphalt
Principal Interest
$1,798
Taxes
$224

Home Price

$351,000

Loan Details

30 yrs
6.623%

Down Payment

20%
$70,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,797.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,797.62 $223.76 $0.00 $2,021.38
Yearly $21,571.46 $2,685.15 $0.00 $24,256.61
Total $647,143.87 $80,554.50 $0.00 $727,698.37
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Saint Cloud, MN).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-10T11:04:07.000Z

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