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Jenn Smart

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6609 96th St S , Cottage Grove, MN 55016
$599,990
Est. Payment: $3,072.81/mo
5 Bed
4 Bath
3401 Sqft
Status: Active | Days on site: 5
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House Description

Looking for a home with plenty of space for the whole family? This beautiful two-story Capstone-built home offers an impressive blend of space, comfort, and functionality, set on a spacious 0.30-acre fully fenced lot in Cottage Grove. The main level includes a bedroom and full bathroom, making it ideal for guests, a home office, or multi-generational living. The heart of the home is the stunning gourmet kitchen, featuring quartz countertops, a gas range, custom range hood, oversized island, abundant cabinetry, walk-in pantry, and butler’s pantry. The kitchen flows seamlessly into the dining and living areas, creating an inviting open-concept space for everyday living and entertaining. A stone-surround gas fireplace adds warmth and character to the living room. Upstairs, you’ll find an open loft area and four generously sized bedrooms, including a private owner’s suite. The spacious owner’s retreat features a walk-in closet, separate soaking tub, glass-enclosed shower, private water closet, and bidet. The Jack-and-Jill bathroom provides separate entrances and vanities for added convenience, while the nearby laundry room keeps everyday routines easy and efficient. With more than 3,400 finished square feet already completed, there is still even more potential downstairs. The expansive unfinished lower level includes a bathroom rough-in and offers endless possibilities to create additional living space, a home theater, gym, recreation area, or whatever fits your lifestyle. The oversized three-car garage provides plenty of room for vehicles, storage, and all your extras. Outside, the fully fenced yard gives you space to enjoy the outdoors while offering privacy and functionality. Located near parks, trails, shopping, restaurants, Mississippi Dunes Reserve, Ravine Park, and major commuter routes, this home combines convenience with plenty of room to grow. Why build new when you can have the space, upgrades, fenced yard with in ground sprinkler system, and finished living areas you want already in place—plus the opportunity to make the lower level your own?

Highlights

Listed by Minu John , 651-460-0202 eXp Realty , 320-500-4397. Minneapolis/St. Paul and St. Cloud - Northstar MLS

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

92 Annually

Year Built

2018

County

Washington

Neighborhood

Mississippi Dunes Estates Fifth Add

School District

South Washington County

Listing ID

7138830

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Air-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer
Air Cond:Central Air
Fireplaces:Gas,Living Room
Above Ground Sq Ft:3401
Below Ground Sq Ft:0
Basement:Block,Unfinished
Other:
  • Additional:Ceiling Fan(s), Indoor Sprinklers, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet, Walk-Up Attic, Full Primary, Full Jack & Jill, Main Floor Full Bath, Rough In, Upper Level Full Bath, Breakfast Bar, Eat In Kitchen, Separate/Formal Dining Room, 2nd Floor Laundry, 4 BR on One Level, Main Floor Bedroom
Water:City Water/Connected

Exterior Features

Lot:Chain Link,Full
Lot Dimensions:85x154x86x140
Zoning:Residential-Single Family
Roof:Age 8 Years or Less
Sewer:City Sewer/Connected
Parking Features:Attached Garage
Principal Interest
$3,073
Taxes
$624
HOA
$92

Home Price

$599,990

Loan Details

30 yrs
6.623%

Down Payment

20%
$119,998
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Monthly Price:
$3,072.81

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,072.81 $623.92 $92.00 $3,788.72
Yearly $36,873.68 $7,487.00 $1,104.00 $45,464.68
Total $1,106,210.40 $224,610.00 $33,120.00 $1,363,940.40
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So-Crates Johnson
Dust, Wind, Dude
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Data last updated: 2026-09-10T11:04:07.000Z

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