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Jenn Smart

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8143 & 8131 Drake , Williamsburg, MI 49690
$3,200,000
Est. Payment: $16,675.65/mo
4 Bed
3 Bath
3440 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Experience an extraordinary waterfront estate on beautiful Elk Lake, where luxury, recreation, and timeless craftsmanship come together in one truly remarkable offering. Set on nearly 3 acres, this fully furnished Northern Michigan retreat features a stunning 4-bedroom, 3-bath main residence and an equally impressive 1-bedroom, 1-bath guest house with a spacious loft currently configured as a non-conforming bedroom—ideal for hosting family and friends. Both homes showcase beautiful stone fireplaces, beautifully updated kitchens and baths with granite countertops, and quality finishes throughout. The main home offers a double laundry area, a spacious game room designed for year-round entertainment, and a whole-house generator for added peace of mind and convenience. The guest house includes its own laundry and an attached one-car garage for added comfort and privacy. Step outside and embrace the coveted Elk Lake lifestyle with private waterfront access, a private dock, a sand volleyball court, and an expansive garage with a dedicated storage room for all your recreational equipment and seasonal toys. End each day with breathtaking west-facing sunsets reflecting across the crystal-clear waters of Elk Lake—one of Northern Michigan's most cherished waterfront experiences—creating a spectacular backdrop for unforgettable evenings with family and friends. Whether you're gathering generations of family, entertaining guests, or simply enjoying the serenity of Northern Michigan, this exceptional Elk Lake estate offers a rare blend of luxury, comfort, privacy, and premier waterfront living on one of the region's most sought-after lakes—an opportunity that is seldom available and truly difficult to replicate.

Highlights

Listed by Lynne Moon , 231-218-6667 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
2.93

Year Built

1971

County

Grand Traverse

Area

White Water Twp (28013)

Neighborhood

N/A

School District

Elk Rapids Schools

Listing ID

80071003

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:3440
Below Ground Sq Ft:0
Other:
  • Additional:Cathedral/Vaulted Ceiling, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:139x683
Zoning:Multi-Family,Residential
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$16,676
Taxes
$2,040

Home Price

$3,200,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,675.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,675.65 $2,040.00 $0.00 $18,715.65
Yearly $200,107.74 $24,480.00 $0.00 $224,587.74
Total $6,003,232.23 $734,400.00 $0.00 $6,737,632.23
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Williamsburg, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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