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Jenn Smart

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3841 Covert , Waterford, MI 48328
$450,000
Est. Payment: $2,345.01/mo
3 Bed
2 Bath
2177 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Beautifully positioned on 1.28 private acres directly across from Watkins Lake, this meticulously maintained 3-bedroom, 2-bath Colonial offers picturesque lake views, timeless character, and an exceptional amount of outdoor space. Cherished by the same owners for more than 36 years, every corner reflects unmistakable pride of ownership and thoughtful care. Inside, hardwood flooring, a natural fireplace, and a formal dining room create a warm and inviting atmosphere. The first-floor den provides flexible space for a home office, sitting room, or potential fourth bedroom. The updated kitchen blends classic style with everyday function, featuring granite countertops, a tile backsplash, pantry storage, and newer stainless steel appliances. Just beyond, the light-filled four-season room offers a peaceful place to enjoy the surrounding landscape throughout the year. The beautifully established backyard feels like a private retreat, complete with mature trees, an expansive patio, newer deck, tranquil pond with a water feature, and ample room for gardening, entertaining, or simply enjoying the serenity of the property. Upstairs, three comfortable bedrooms provide privacy from the main living areas, while the primary bedroom and one additional bedroom each feature dual closets. Notable improvements include the roof replaced in 2016, hot water tank in 2015, newer vinyl windows and deck, blinds installed in 2025, recessed lighting, and more. With its meticulous condition, classic charm, lake views, and nearly impossible-to-replicate acreage, this exceptional Waterford property is ready to welcome its next owner.

Highlights

Listed by Tina Zudell , 248-891-8462 RE/MAX Eclipse Clarkston , 248-620-1000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.28

Year Built

1928

County

Oakland

Area

Waterford Twp (63131)

Neighborhood

Suprvrs 23 - Waterford Township

School District

Waterford School District

Listing ID

61022254

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:2177
Basement:Unfinished
Other:
  • Additional:Cable/Internet Avail., Breed Restrictions, Call for Pet Restrictions, Cats Allowed, Dogs Allowed, Number Limit
Water:Public Water

Exterior Features

Lot Dimensions:241.02X230.72
Others:
  • Additional:Deck, Patio, Porch
Parking Features:Detached Garage
Principal Interest
$2,345
Taxes
$259

Home Price

$450,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,345.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,345.01 $259.00 $0.00 $2,604.01
Yearly $28,140.15 $3,108.00 $0.00 $31,248.15
Total $844,204.53 $93,240.00 $0.00 $937,444.53
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Waterford, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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