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Jenn Smart

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439 Birch , Vassar, MI 48768
$119,000
Est. Payment: $620.13/mo
2 Bed
1 Bath
960 Sqft
Status: pending | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

The cozy cottage you've been manifesting just hit the market and is ready for you to move-in today. Tucked away on a quiet road just off M-15, this charming 1,000 sq ft ranch sits on easy-to-maintain lot that's perfect for first-time buyers, downsizers, or anyone looking to trade endless weekends of yard work for a simpler lifestyle. Inside, the thoughtfully designed layout feels surprisingly spacious, featuring vaulted ceilings, an open living room and kitchen, and cohesive engineered hardwood flooring throughout the main living areas. Warm oak cabinetry, stainless steel appliances, and generous counter space create a functional kitchen ready for everyday living. Both bedrooms continue the engineered hardwood flooring and are accented by thick trim that adds character and charm. Off the kitchen is practical laundry and mudroom--an ideal drop zone for coats, shoes, and everyday essentials before leading to back deck. A detached 1.5-car garage provides additional storage and workspace. Whether you're ready to move right in or excited to add your own style over time, this home's manageable size makes it an ideal project for buyers looking to build equity without taking on an overwhelming renovation. City water and sewer, natural gas, newer roof (2017), newer casement windows, and an economical wall furnace (11 years) already in place, many of the major improvements have already been taken care of. Make all your cottage-core dreams come true!

Highlights

Listed by Rachel Opperman Clark , 989-385-1959 Knockout Real Estate , 989-652-6300. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.2

Year Built

1946

County

Tuscola

Area

Vassar (79040)

School District

Vassar Public Schools

Listing ID

61016078

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:960
Water:Public Water

Exterior Features

Lot Dimensions:66x132
Others:
  • Additional:Deck, Porch
Parking Features:Detached Garage
Principal Interest
$620
Taxes
$114

Home Price

$119,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$23,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$620.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $620.13 $113.92 $0.00 $734.04
Yearly $7,441.51 $1,367.00 $0.00 $8,808.51
Total $223,245.20 $41,010.00 $0.00 $264,255.20
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Vassar, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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