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Jenn Smart

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3467 Deerfield , Update, MI 48635
$380,000
Est. Payment: $1,980.23/mo
4 Bed
2 Bath
1904 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Escape to peaceful Northern Michigan lake living! Nestled on a quiet private lake with a 25 hp motor limit, this property offers the perfect setting for fishing, kayaking, swimming and enjoying the serenity of nature. If you're looking for relaxation and solitude, this is the place to call home. This well-built chalet-style home features quality 2x6 construction and a finished walkout basement with impressive 8 1/2 foot ceilings and a completely open floor plan thanks to the absence of support posts. Stay comfortable year-round with a newer forced air furnace (approximately 3 years old) and a premium Harman pellet stove that keeps the lower level warm even during the coldest Northern Michigan winters! The home and detached garage both feature durable metal roofs, and an additional 12'x24' carport provides plenty of extra covered storage for vehicles, boats, or recreational equipment. Ownership includes access to outstanding community amenities, including two deeded lake access sites, private hunting acreage, ATV trails, a shooting range, and a large recreational field for family gatherings and outdoor activities. Whether you are searching for a year-round residence, a family getaway, or the perfect Up North retreat, this property offers the ideal combination of quality construction, abundant amenities, and peaceful lakefront living. Come experience everything Northern Michigan has to offer!

Highlights

Listed by Anthony Wright , 586-610-5600 Keller Williams Paint Creek , 248-609-8000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

150 Yearly

Year Built

1994

County

Ogemaw

Area

West Branch Twp (65014)

Neighborhood

Twin Lake Resort

School District

West Branch - Rose City Area Schools

Listing ID

61020155

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:Basement Fireplace,Wood Stove
Above Ground Sq Ft:1904
Below Ground Sq Ft:1100
Basement:Finished
Water:Private Well

Exterior Features

Lot Dimensions:50x204x62x196
Others:
  • Additional:Deck
Sewer:Septic
Parking Features:Carport,Detached Garage
Principal Interest
$1,980
Taxes
$170
HOA
$150

Home Price

$380,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$76,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,980.23

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,980.23 $169.75 $150.00 $2,299.98
Yearly $23,762.79 $2,037.00 $1,800.00 $27,599.79
Total $712,883.83 $61,110.00 $54,000.00 $827,993.83
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Update, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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