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Jenn Smart

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70219 Hilltop , Union, MI 49130
$749,900
Est. Payment: $3,907.83/mo
3 Bed
2 Bath
1261 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Situated in a premier spot on Baldwin Lake with over 60 feet of water frontage, this home offers the ultimate setup for lakefront living. Baldwin Lake is a 266-acre all-sports lake in Union, Michigan--just an easy two-hour drive from Chicago, making it ideal for a quick weekend escape or full-time retreat. The property captures incredible scenery from every angle, with beautiful sunrise views directly over the lake, stunning sunsets across the open field on the opposite side, and frequent visits from local wildlife such as herons and swans. Cherished and cared for by the same family for years, the home was designed to maximize water views from both levels. The lower level features a bright, open-concept layout where the kitchen and main living area join together, anchored by a dual-sided wood-burning fireplace that creates a warm, inviting space overlooking the water. The upper level holds three comfortable bedrooms-- one of which features a beautiful built-in library/sitting area --while

Highlights

Listed by Kelly Schaffer , (574) 612-8602 Real Broker LLC , MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1968

County

Cass

Area

Porter Twp (14012)

School District

White Pigeon Public Schools

Listing ID

70547684

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Range/Oven, Refrigerator
Above Ground Sq Ft:1261
Below Ground Sq Ft:1241

Exterior Features

Lot Dimensions:66x188
Parking Features:Attached Garage
Principal Interest
$3,908
Taxes
$427

Home Price

$749,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,907.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,907.83 $427.42 $0.00 $4,335.25
Yearly $46,894.00 $5,129.00 $0.00 $52,023.00
Total $1,406,819.95 $153,870.00 $0.00 $1,560,689.95
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Union, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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