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Jenn Smart

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4100 Gatesford Cir , Troy, MI 48085
$425,000
Est. Payment: $2,214.73/mo
4 Bed
3 Bath
2131 Sqft
Status: pending | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Exceptional opportunity in one of Troy's most sought-after neighborhoods, served by the highly acclaimed Troy School District. This spacious four-bedroom colonial offers tremendous potential in a premier location where beautifully renovated homes command strong value. The functional floor plan features a spacious primary suite with private full bath and generous walk-in closet. Much of the home features original hardwood flooring, a bonus for restoration. Additional features include a large first-floor mudroom/laundry area, rear paver brick patio and all existing appliances. This property should be considered a significant renovation opportunity and will require substantial updating, repairs and improvements. NOTE: Listing Price already reflects the property's current condition and the anticipated scope of work. Ideal for an investor, renovation-minded buyer or someone looking to create a custom home while building equity. Property is being sold as-is, with Seller making no repairs. An outstanding opportunity to reimagine a home in an established Troy community known for its exceptional schools, convenient location and enduring value. Major updates over the years include; Roof (approx 5 yrs), Furnace, HWH and Sump Pump (all 2023). Some windows replaced in 2012 and others 2003. Shaker siding (less than 10yrs ago). Note: Lights are not working in part of the basement. Voluntary HOA and $35/yr if buyer opts in.

Highlights

Listed by Cindy Mastin , 248-854-4663 LPT Realty, LLC , 877-366-2213. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.32

Year Built

1968

County

Oakland

Area

Troy (63202)

Neighborhood

Mt Vernon Estates

School District

Troy School District

Listing ID

61018437

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Microwave, Range/Oven, Washer
Air Cond:Central A/C
Fireplaces:FamRoom Fireplace
Above Ground Sq Ft:2131
Below Ground Sq Ft:800
Basement:Finished
Water:Public Water

Exterior Features

Lot Dimensions:108.56X128.95
Others:
  • Additional:Patio, Porch
Parking Features:Attached Garage,Direct Access
Principal Interest
$2,215
Taxes
$359

Home Price

$425,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,214.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,214.73 $358.75 $0.00 $2,573.48
Yearly $26,576.81 $4,305.00 $0.00 $30,881.81
Total $797,304.28 $129,150.00 $0.00 $926,454.28
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Troy, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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