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Jenn Smart

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3880 Whispering Oaks , Traverse City, MI 49696
$435,000
Est. Payment: $2,266.85/mo
5 Bed
2 Bath
1432 Sqft
Status: active | Days on site: 7
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House Description

Welcome to this meticulously updated 5-bedroom, 1.5-bath home in a fantastic family-friendly location just minutes from everything Traverse City has to offer. The fifth bedroom is non-conforming, providing valuable additional space for a bedroom, office, playroom, or guest area. This home has been thoughtfully updated and offers peace of mind with numerous improvements, including a brand-new roof installed in 2026. An oversized two-car garage provides plenty of room for vehicles, storage, recreational equipment, and all of your Up North gear. Step outside to enjoy an oversized, expansive yard with ample room for kids, pets, entertaining, gardening, and more. The property also offers plenty of space to potentially add a pole barn or additional outbuilding, making it an excellent option for those looking for extra storage or workspace. Location is a major highlight. The property is conveniently located near Timber Ridge, the Vasa Trail, and just a couple of miles from East Grand Traverse Bay, while downtown Traverse City is only about a 10-minute drive away. Enjoy easy access to outdoor recreation, beaches, trails, shopping, dining, and all that the Traverse City area has to offer. Located in a township that allows short-term rentals, this property also offers attractive flexibility for future use or investment potential. With its extensive updates, generous yard, oversized garage, excellent location, and potential for additional outbuildings, this home offers a rare combination of space, convenience, recreation, and opportunity in the Traverse City area. Whether you’re looking for a primary residence, a family home, or a property with rental potential, this one is ready to impress!

Highlights

Listed by Kevin Perkins , 231-492-7393 @properties Christie's Int'l , 231-642-2363. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.93

Year Built

1983

County

Grand Traverse

Area

East Bay Twp (28003)

Neighborhood

Whispering Oaks Subdivision

School District

Traverse City Area Public Schools

Listing ID

80072641

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1432
Below Ground Sq Ft:0
Basement:Block
Water:Private Well

Exterior Features

Lot Dimensions:178.89x224.81
Sewer:Septic
Parking Features:Attached Garage,Garage
Principal Interest
$2,267
Taxes
$277

Home Price

$435,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,266.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,266.85 $277.31 $0.00 $2,544.16
Yearly $27,202.15 $3,327.75 $0.00 $30,529.90
Total $816,064.38 $99,832.50 $0.00 $915,896.88
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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