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Jenn Smart

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630 S Garfield , Traverse City, MI 49686
$325,000
Est. Payment: $1,693.62/mo
2 Bed
2 Bath
823 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to Trailside 45, where downtown Traverse City living meets year-round recreation. This beautifully maintained 2-bedroom, 2-bath condominium offers something many others in the building cannot, pride of ownership. Unlike many available units, this condo has never been used as a short-term rental and has been lovingly owner-occupied, resulting in less wear and exceptional condition. Whether you're looking for a primary residence, vacation home, or investment property, you'll appreciate the flexibility this home offers. Trailside 45 allows short-term rentals, giving you the option to furnish and personalize the condo to fit your own style or rental goals rather than paying for someone else's furniture package. Inside, you'll find an open-concept floor plan filled with natural light, a modern kitchen with stainless steel appliances, stackable washer and dryer, spacious bedrooms, and two full baths. The owners have invested in custom California Closets, providing outstanding storage and organization that sets this condo apart. Enjoy your private balcony for morning and evening relaxation. There is elevator access, a secure bike storage room, and a community multi-purpose gathering room available for owners. The TART Trail borders the property, providing direct access to Traverse City's extensive multi-use trail system. Located within the city limits, you're just minutes from downtown restaurants, shopping, beaches, marinas, festivals, and everything that makes Traverse City one of Michigan's premier destinations. Move in and enjoy it immediately or take advantage of the building's and City's short-term rental policy to create your own vacation rental. If using for a STR let's have the chat about furnishings that could stay to make this a great opportunity! This is more than just another Trailside 45 condo, it's an exceptionally cared for home offering quality, flexibility, and an unbeatable location.

Highlights

Listed by Kimberly Larkins , 231-392-4604 REO-TCFront-233021 , 231-947-9800. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

357 Monthly

Year Built

2017

County

Grand Traverse

Area

Traverse City (28021)

Neighborhood

Trailside 45

School District

Traverse City Area Public Schools

Listing ID

80071567

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:823
Below Ground Sq Ft:0
Water:None

Exterior Features

Zoning:Residential
Others:
  • Additional:Exterior Balcony, Lawn Sprinkler, Porch, Sidewalks
Sewer:Community
Principal Interest
$1,694
Taxes
$777
HOA
$357

Home Price

$325,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,693.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,693.62 $776.92 $357.00 $2,827.54
Yearly $20,323.44 $9,323.00 $4,284.00 $33,930.44
Total $609,703.27 $279,690.00 $128,520.00 $1,017,913.27
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T07:12:09.900Z

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