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Jenn Smart

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806 Sepia , Traverse City, MI 49696
$359,900
Est. Payment: $1,875.49/mo
3 Bed
2 Bath
1310 Sqft
Status: active with contingency | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

AMAZING VALUE! New Ranch COMPLETION IN October! Come see all the bells and whistles! Featuring vaulted ceilings, one floor living, energy star rated furnace and central air, Andersen windows, city water and sewer, private primary suite with custom tiled shower and walk in closet. Another full bath with Granite vanity serves the other two main floor bedrooms. Well appointed kitchen with White Shaker soft-close cabinetry, tile backsplash, luxury vinyl flooring throughout, stainless steel dishwasher, microwave, and garbage disposal, Granite counters and island. Designer light package, First floor laundry, full basement with premium insulated concrete panels, and egress window, 24 x 24 two car garage. Gutters, irrigation and hydro-seeding included! This is a walkable community with private parks and sidewalks. Great front porch ! Pictures are of previously built exact home. Pictures will be updated as construction progresses. You may write an offer now and have 7 days to inspect when complete.

Highlights

Listed by Shelly Drossart , REO-TCFront-233021 , 231-947-9800. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

90 Monthly

Year Built

2026

County

Grand Traverse

Area

Garfield Twp (28005)

Neighborhood

Traditions

School District

Traverse City Area Public Schools

Listing ID

80069752

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Microwave
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1310
Below Ground Sq Ft:0
Basement:Egress/Daylight Windows,Full
Other:
  • Additional:Cathedral/Vaulted Ceiling, Walk-In Closet
Water:Public Water

Exterior Features

Lot Dimensions:54x148
Zoning:Residential
Others:
  • Additional:Lawn Sprinkler, Porch
Sewer:Community
Parking Features:Detached Garage,Gar Door Opener,Garage
Principal Interest
$1,875
Taxes
$229
HOA
$90

Home Price

$359,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,875.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,875.49 $229.44 $90.00 $2,194.93
Yearly $22,505.87 $2,753.24 $1,080.00 $26,339.10
Total $675,176.03 $82,597.05 $32,400.00 $790,173.08
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T01:10:54.300Z

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