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Jenn Smart

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1420 Umber , Traverse City, MI 49696
$495,000
Est. Payment: $2,579.51/mo
4 Bed
2 Bath
1624 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

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Jenn Smart
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House Description

This 2024 beautifully maintained home offers 4 bedrooms and 2 full baths in a newer Traverse City neighborhood. The functional layout provides comfortable everyday living with central air and an attached, insulated two-car garage. The basement includes one finished bedroom, while the remaining mostly unfinished space provides excellent potential for future expansion. An add'l 4th bedroom could serve as a home office, workout room or hobby space. Outside, enjoy the quiet cul da sac adjacent to State Land complementing this generous lot—offering plenty of room to enjoy the outdoors. With newer construction, additional unfinished space to make your own, and an established setting. This home offers a great combination of move-in-ready comfort,future potential & close to All Things TC!
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Highlights

Listed by Hannah Matthews , 231-633-0039 and Matthew Thomas , 231-499-6340 Keller Williams Northern Michigan , 231-947-8200. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.51

Year Built

2024

County

Grand Traverse

Area

Garfield Twp (28005)

 Neighborhood

Traditions

 School District

Traverse City Area Public Schools

Listing ID

80073005

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Above Ground Sq Ft:1624
Below Ground Sq Ft:193
Basement:Egress/Daylight Windows,Full,Poured,Unfinished
Other:
  • ▪ Additional:Cathedral/Vaulted Ceiling
Water:Public Water

Exterior Features

Lot Dimensions:irregular
Zoning:Residential
Others:
  • ▪ Additional:Lawn Sprinkler, Patio
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,580
Taxes
$316

Home Price

$495,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,579.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,579.51 $315.56 $0.00 $2,895.08
Yearly $30,954.17 $3,786.75 $0.00 $34,740.92
Total $928,624.99 $113,602.50 $0.00 $1,042,227.49
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

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Data last updated: 2026-09-02T03:11:55.100Z

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