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Jenn Smart

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1040 Umber , Traverse City, MI 49696
$279,900
Est. Payment: $1,458.60/mo
2 Bed
1 Bath
850 Sqft
Status: active | Days on site: 163
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

The Umber Uplift Practically new. Perfectly placed. Completely turn-key. Just 5.7 miles from downtown Traverse City, this corner-lot ranch in Traditions delivers country calm with easy access to town. Sunrise glows on the covered front porch, perfect for morning coffee. The back deck is — perfect for lounging, container gardens, and summer tomatoes. The dog park is steps from your front door, and mature trees frame the neighborhood with Northern Michigan charm. Inside, vaulted ceilings and oversized windows create bright, airy living. Luxury vinyl flooring flows throughout. The island kitchen shines with granite counters, soft-close white cabinetry, and stainless appliances — including a gas range with convection oven. It’s stylish, efficient, and ready for gathering. The primary bedroom comfortably fits a king-sized bed. The second bedroom flexes beautifully as guest space, office, reading room, or creative studio. A dedicated laundry room with Maytag washer and dryer, and plenty of space for the necessities. Storage is generous with a four-foot insulated poured concrete crawl space. Two designated parking spots sit directly in front of the home. Paved neighborhood roads are ideal for biking, and Logan’s Landing at Boardman Lake is just 3.8 miles away — bring your kayak, paddleboard, or bike and lean into the lifestyle. For $80/month, the association handles lawn care, sprinklers, snow removal, and trash — creating true low-maintenance living. With larger homes in the neighborhood priced significantly higher, this is a smart, versatile opportunity — ideal for a starter home, downsizing dream, Northern Michigan getaway, or 30-day minimum rental investment. Effortless. Elevated. Ready to CELEBRATE your next chapter.

Highlights

Listed by Kimberly Kamrow , 231-633-1796 Keller Williams, Home , 248-626-2100. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

80 Monthly

Year Built

2021

County

Grand Traverse

Area

Garfield Twp (28005)

Neighborhood

Traditions

School District

Traverse City Area Public Schools

Listing ID

80065639

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:850
Below Ground Sq Ft:0
Basement:Outside Entrance,Poured,Unfinished
Other:
  • Additional:Cathedral/Vaulted Ceiling, Window Treatment(s)
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Porch, Sidewalks
Sewer:Community
Principal Interest
$1,459
Taxes
$243
HOA
$80

Home Price

$279,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$55,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,458.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,458.60 $242.50 $80.00 $1,781.10
Yearly $17,503.17 $2,910.00 $960.00 $21,373.17
Total $525,095.22 $87,300.00 $28,800.00 $641,195.22
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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