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Jenn Smart

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1432 Umber , Traverse City, MI 49696
$514,000
Est. Payment: $2,678.53/mo
3 Bed
2 Bath
1800 Sqft
Status: active with contingency | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Nearly new and thoughtfully designed, this 3 bed/2 bath ranch home offers the perfect balance of modern finishes, everyday functionality, and a peaceful setting. Tucked away on a quiet cul-de-sac on Traverse City's east side, the spacious 1,800-square-foot layout with an open-concept design is highlighted by cathedral ceilings and luxury vinyl plank flooring throughout. The main floor primary bedroom features an attached en suite bath with dual sinks, a custom tiled shower, and a walk-in closet. The kitchen is both stylish and practical with granite countertops, a tiled backsplash, soft-close shaker cabinetry, and plenty of space for gathering. A convenient main-floor laundry and mudroom add to the home's effortless livability. The attached, insulated 24' x 24' garage provides ample room for vehicles, storage, and hobbies. The full walkout basement is unfinished and ready for your vision, offering exceptional potential to create additional living space, a home office, fitness room, or guest accommodations. Outside, a low-maintenance composite deck overlooks a private wooded backyard, creating a quiet backdrop for relaxing or entertaining. All of this is just minutes from downtown Traverse City's restaurants, shopping, recreation, and everyday conveniences.

Highlights

Listed by Jacob Elsenheimer , 231-944-0345 REMAX Bayshore - West Shore Dr TC , 231-941-4500. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.36

HOA Fee

90 Monthly

Year Built

2024

County

Grand Traverse

Area

Garfield Twp (28005)

Neighborhood

Traditions Condominiums

School District

Traverse City Area Public Schools

Listing ID

80071303

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1800
Below Ground Sq Ft:0
Basement:Full,Walk Out,Poured
Other:
  • Additional:Cathedral/Vaulted Ceiling, Walk-In Closet
Water:Public Water

Exterior Features

Lot Dimensions:55x286
Others:
  • Additional:Deck, Lawn Sprinkler, Porch, Sidewalks
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,679
Taxes
$328
HOA
$90

Home Price

$514,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$102,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,678.53

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,678.53 $327.68 $90.00 $3,096.20
Yearly $32,142.31 $3,932.10 $1,080.00 $37,154.41
Total $964,269.18 $117,963.00 $32,400.00 $1,114,632.18
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T01:10:54.300Z

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