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Jenn Smart

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1392 Valley , Traverse City, MI 49685
$310,000
Est. Payment: $1,615.45/mo
2 Bed
1 Bath
894 Sqft
Status: active | Days on site: 15
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

There’s something special about finding a home that gives you the privacy and slower pace of Northern Michigan living without putting you far from everything Traverse City has to offer. Tucked into a private hillside setting just six miles from downtown, this 2-bedroom, 1-bath ranch is an easy place to settle in and enjoy. New flooring and a new roof take care of some of the big-ticket updates, while the full unfinished basement gives you the flexibility to add more living space in the future. The best part may be what happens once you step outside. A large front deck overlooks the peaceful setting, and just beyond the home you’ll find 50 feet of shared sandy-bottom frontage on Silver Lake. Whether it’s a morning swim, an afternoon on the water, or simply having a place to enjoy a Northern Michigan summer, the lake adds a lifestyle component that’s hard to recreate. You can move in and enjoy the home as it is, then take your time deciding how you want to use the lower level. It’s a property that offers something valuable in both directions, a home you can enjoy today and the opportunity to make it your own over time, all within a short walk to useable waterfront and an easy drive to downtown Traverse City.

Highlights

Listed by Trent Sims , 231-388-0770 The Mitten Real Estate Group , 231-421-1970. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.45

Year Built

1980

County

Grand Traverse

Area

Garfield Twp (28005)

Neighborhood

Silver Pines Resort

School District

Traverse City Area Public Schools

Listing ID

80072287

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Washer
Above Ground Sq Ft:894
Below Ground Sq Ft:0
Basement:Block,Egress/Daylight Windows,Unfinished
Other:
  • Additional:Bay Window
Water:Private Well

Exterior Features

Lot Dimensions:200 x 100
Zoning:Residential
Others:
  • Additional:Deck
Sewer:Septic
Parking Features:Carport
Principal Interest
$1,615
Taxes
$198

Home Price

$310,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$62,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,615.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,615.45 $197.63 $0.00 $1,813.08
Yearly $19,385.44 $2,371.50 $0.00 $21,756.94
Total $581,563.12 $71,145.00 $0.00 $652,708.12
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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