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Jenn Smart

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1941 Us-31 , Traverse City, MI 49686
$999,000
Est. Payment: $5,205.93/mo
2 Bed
2 Bath
1117 Sqft
Status: pending | Days on site: 315
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to Peninsula Bay’s premier 2nd floor retreat, perched above Miracle Mile’s sandy shoreline with panoramic East Bay views. This residence blends a luxury lifestyle with the ease of a true turnkey escape. From the moment you step into this fully furnished condo, you’ll notice the thoughtful renovation throughout—every detail in the kitchen and bathrooms has been reimagined with high-end finishes, granite, and custom design touches. The kitchen is a chef’s dream with premium appliances, a gas range, double-drawer dishwasher, and generous pantry space. An open layout connects seamlessly to the living area, where a gas fireplace and expansive water views set the tone for effortless entertaining. The water-facing primary suite is a private sanctuary with a walk-in closet and spa-like shower, while the guest bedroom also features a walk-in closet and elegant finishes. In-unit laundry, and a spacious covered balcony add to the everyday comfort. Peninsula Bay itself elevates the experience: 330 feet of sandy frontage, a heated pool and hot tub, grill and gathering areas, chaise lounges on a groomed beach, a secure lobby, elevator, and even heated sidewalks for year-round ease. Whether you’re savoring a sunset from your balcony or exploring the walkable Miracle Mile, this home captures the very best of Bayfront living. Short-term rentals are allowed, offering excellent investment flexibility.

Highlights

Listed by Donald Stewart , 352-804-0805 EXIT Northern Shores Realty-ER , 231-264-9833. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

504.5 Monthly

Year Built

2006

County

Grand Traverse

Area

East Bay Twp (28003)

Neighborhood

Peninsula Bay Resort

School District

Traverse City Area Public Schools

Listing ID

80062134

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:1117
Below Ground Sq Ft:0
Basement:Other (Basement)
Other:
  • Additional:Bay Window, Walk-In Closet, Window Treatment(s), Skylights
Water:Public Water

Exterior Features

Zoning:Residential,Other
Others:
  • Additional:Porch
Sewer:Community
Principal Interest
$5,206
Taxes
$637
HOA
$505

Home Price

$999,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,205.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,205.93 $636.86 $504.50 $6,347.29
Yearly $62,471.14 $7,642.35 $6,054.00 $76,167.49
Total $1,874,134.06 $229,270.50 $181,620.00 $2,285,024.56
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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