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Jenn Smart

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1323 S Cass , Traverse City, MI 49684
$875,000
Est. Payment: $4,559.75/mo
4 Bed
2 Bath
1792 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

This property offers something genuinely uncommon in Traverse City, a fully furnished, high-end studio apartment above a professional office space, all on a buildable second lot with 16 parking spaces and 165 feet of Cass Street frontage. Completely renovated in 2018 down to the framing, the building is 1,792 sq ft total. The upstairs studio (896 sq ft) is the residential centerpiece: a full kitchen with high-end finishes, a marble-tiled bathroom with a custom shower and in-floor radiant heat, a large custom walk-in closet with built-in storage, washer and dryer, and a PVC block wall that creates a private, separated sleeping area distinct from the main living space. The apartment comes fully furnished and is move-in ready or rental-ready as an income-producing unit. A spiral staircase leads to the upper level, and an outdoor deck offers Boardman Lake views. Outside, a fenced area currently set up with a fire pit and seating provides a private outdoor retreat equally functional as a dog pen or entertaining space. The location adds to the appeal: the Boardman Lake Loop Trail and TART Trail network for biking and walking are close by, putting some of Traverse City's best outdoor access within easy reach. The main floor (896 sq ft) is currently configured as a professional office with three private rooms, a half bath, and a reception area with a built-in desk. The property carries a unique Live/Work designation, grandfathered commercial use on the lower level is permitted for similar professional uses per the zoning administrator, with R-1b zoning on the parcel. The building is built to last: metal roof, metal siding, natural gas, fully sprinklered with a fire alarm system, ADA compliant, outdoor irrigation, and a digital outdoor sign. The adjacent lot, currently 16 paved parking spaces, is buildable, with potential for a second dwelling or up to two duplexes.

Highlights

Listed by Troy Daily , 231-288-7676 REMAX Bayshore - Union St TC , 231-941-4500. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.28

Year Built

1978

County

Grand Traverse

Area

Traverse City (28021)

School District

Traverse City Area Public Schools

Listing ID

80067873

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:Gas Fireplace,Electric Fireplace
Above Ground Sq Ft:1792
Below Ground Sq Ft:0
Basement:Wood
Water:Public Water

Exterior Features

Lot Dimensions:75x165
Zoning:Residential,Office
Others:
  • Additional:Exterior Balcony, Fenced Yard, Sidewalks
Sewer:Community
Principal Interest
$4,560
Taxes
$558

Home Price

$875,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,559.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,559.75 $557.81 $0.00 $5,117.56
Yearly $54,716.96 $6,693.75 $0.00 $61,410.71
Total $1,641,508.81 $200,812.50 $0.00 $1,842,321.31
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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