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Jenn Smart

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10500 S Monaco , Traverse City, MI 49684
$1,100,000
Est. Payment: $5,732.25/mo
3 Bed
4 Bath
2835 Sqft
Status: active with contingency | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Set on a quiet, estate-sized corner lot, this 3-bedroom, 3.5-bath home offers 550 feet of shared West Grand Traverse Bay frontage, complete with a dock and the ability to add a boat hoist (based on availability). The well-maintained neighborhood offers privacy and community both, with tennis and basketball courts just up the street — and downtown Traverse City and Cherry Capital Airport are only minutes away, with all of Leelanau County a short drive beyond. An adjacent lot with its own tax ID rounds out the offering, giving you room to expand, build, or simply enjoy extra yard space. Step inside and you'll find a home that's been recently remodeled from top to bottom: a new kitchen with Alder cabinets, Quartz counters, and high-end stainless appliances; remodeled baths; new light fixtures and hardware; and a sunroom/den now finished for year-round enjoyment. Main-floor living is both comfortable and functional, with a home office, a spacious primary suite, a second bedroom with its own ensuite bath, a convenient powder room, and a dedicated laundry room with loads of storage. Solid maple flooring and tall ceilings in the great room add to the home's polished, welcoming feel, while three gas fireplaces keep the living areas warm across both levels. Downstairs, the finished lower level offers even more flexibility, with egress windows and a spacious recreation room with built-ins, perfect as a media room, craft room, workshop, or home gym. The third bedroom, also on this level, is a guest suite in its own right, featuring a walk-in closet and a well-appointed bathroom with radiant floor heat, a large tile shower, and double sinks — guests won't want to leave! Rounding out the home are a heated attached two-car garage with an extra garage refrigerator, new HVAC for the lower level, a Generac generator, humidifier, and an irrigation system that keeps the grounds lush all summer long. There is so much to love here!

Highlights

Listed by Kimberly Bork , 231-631-2119 Venture Property LLC , 231-631-2119. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.8

HOA Fee

1050 Yearly

Year Built

2002

County

Leelanau

Area

Elmwood Twp (45004)

Neighborhood

La Riviera West No 2

School District

Traverse City Area Public Schools

Listing ID

80072583

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:2835
Below Ground Sq Ft:1925
Basement:Block,Egress/Daylight Windows,Partially Finished
Other:
  • Additional:Security System, Walk-In Closet, Window Treatment(s)
Water:Private Well

Exterior Features

Lot Dimensions:130x255x264x137
Zoning:Residential
Others:
  • Additional:Lawn Sprinkler, Porch
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$5,732
Taxes
$701
HOA
$1,050

Home Price

$1,100,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,732.25

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,732.25 $701.25 $1,050.00 $7,483.50
Yearly $68,787.04 $8,415.00 $12,600.00 $89,802.04
Total $2,063,611.08 $252,450.00 $378,000.00 $2,694,061.08
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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