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Jenn Smart

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3176 Winchester , Traverse City, MI 49686
$639,000
Est. Payment: $3,329.92/mo
5 Bed
4 Bath
2545 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

$10,000 SELLER CONCESSION OFFERED! Space, flexibility, and an exceptional Traverse City location come together in this beautifully maintained 5-bedroom, 4-bath home in desirable Holiday Hills. Designed for real life, the expansive floor plan offers multiple living spaces and the versatility today’s buyers are looking for. The spacious kitchen features an oversized pantry, while a convenient mudroom off the garage keeps everyday life organized. A dedicated office easily transitions into a playroom, craft room, homework space, or hobby room. The generously sized primary suite provides a private retreat with a large ensuite bath, while the finished lower level adds even more living space for guests, entertaining, a home gym, media room, or recreation area. Outside, there’s even more to appreciate. Situated on a desirable corner lot, the property includes an additional parcel with its own separate tax ID, creating added privacy, extra outdoor space, and future possibilities. The fully fenced backyard is ready for pets, play, and gatherings, with a separate storage shed for bikes, lawn equipment, and all the gear that comes with Northern Michigan living. Location completes the package. Enjoy easy access to the TART Trail, Mt. Holiday, nearby public beaches, and year-round outdoor recreation, while downtown Traverse City, shopping, dining, and everyday conveniences are just minutes away. With five bedrooms, four baths, multiple living spaces, an additional parcel, and a $10,000 seller concession, this home offers the space to live now and the flexibility to grow into what comes next.

Highlights

Listed by Christina Ballard , 231-313-0763 and Jennifer Hastings , 443-895-0764 Blue Lakes Real Estate Group TC LLC , 231-683-2125. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.59

HOA Fee

40 Yearly

Year Built

2015

County

Grand Traverse

Area

East Bay Twp (28003)

Neighborhood

Holiday Forest

School District

Traverse City Area Public Schools

Listing ID

80071806

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Central A/C,Exhaust Fan
Fireplaces:
Above Ground Sq Ft:2545
Below Ground Sq Ft:1032
Basement:Egress/Daylight Windows,Finished,Full,Poured
Other:
  • Additional:Walk-In Closet
Water:Public Water

Exterior Features

Lot Dimensions:284X173
Zoning:Residential
Others:
  • Additional:Deck, Fenced Yard, Porch
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$3,330
Taxes
$407
HOA
$40

Home Price

$639,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$127,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,329.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,329.92 $407.36 $40.00 $3,777.28
Yearly $39,959.01 $4,888.35 $480.00 $45,327.36
Total $1,198,770.44 $146,650.50 $14,400.00 $1,359,820.94
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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