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Jenn Smart

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2839 Ruby , Traverse City, MI 49684
$409,800
Est. Payment: $2,135.52/mo
3 Bed
3 Bath
1626 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Move in Ready! Brand New Construction. Welcome to 2839 Ruby St, a stunning new home in one of Traverse City’s most sought-after low-maintenance communities offering comfort, privacy, and unbeatable value on a premium home site with the best of both sun and shade. This thoughtfully designed 3-bedroom, 2.5-bath home features 1,626 sq. ft. of well-appointed living space, including a first-floor primary suite, full basement, and oversized kitchen layout—all situated in a peaceful, natural setting just minutes from downtown Traverse City, shopping, restaurants, and Grand Traverse Bay. Enjoy a bright and welcoming feel every time you step through the door. Enhanced kitchen for everyday living & entertaining the kitchen in this home has been designed with lifestyle in mind, featuring: A central gathering space for hosting, dining, or homework sessions. A walk-in pantry adds generous storage space and keeps your counters clean and clutter-free. Modern finishes, high-quality cabinetry, lighting, and fixtures complete the look and feel. Enjoy the ease of maintenance-free living convenient, private, and serene. Two bedrooms upstairs with full bath. 2-Car attached garage, keeps your car clean and your entry convenient. Full basement with egress window and bath plumbing for future expansion. Outside, lawn care and snow removal are taken care of, so you can spend weekends doing what you love.

Highlights

Listed by Linda Schaub , 231-642-0342 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

309 Monthly

Year Built

2026

County

Grand Traverse

Area

Garfield Twp (28005)

Neighborhood

Emerald Hills

School District

Traverse City Area Public Schools

Listing ID

80072368

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1626
Below Ground Sq Ft:0
Basement:Egress/Daylight Windows,Full,Poured,Unfinished
Other:
  • Additional:Cathedral/Vaulted Ceiling, Walk-In Closet
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Deck, Lawn Sprinkler, Porch, Sidewalks
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,136
Taxes
$261
HOA
$309

Home Price

$409,800

Loan Details

30 yrs
6.792%

Down Payment

20%
$81,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,135.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,135.52 $261.25 $309.00 $2,705.77
Yearly $25,626.30 $3,134.97 $3,708.00 $32,469.27
Total $768,788.93 $94,049.10 $111,240.00 $974,078.03
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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