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Jenn Smart

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2722 Ruby , Traverse City, MI 49684
$425,000
Est. Payment: $2,214.73/mo
3 Bed
3 Bath
2261 Sqft
Status: active with contingency | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

This charming freestanding home boosts 2261 sq ft of comfortable living space & backs up to Miller Creek Nature Preserve, offering peaceful privacy while still being part of the welcoming Emerald Hills neighborhood. The first-floor primary suite is paired with a convenient main-floor laundry and half bath. A spacious kitchen with a large island bar flows into the dining and living areas, creating a bright, airy feel. Upstairs, a finished bonus room offers flexible space for a home office or gym, along with two generously sized bedrooms and a full bath. The attached two-car, drywall-finished garage provides easy access to the kitchen. The full unfinished basement, with an egress window and plumbing for a bath, offers great potential. A sweet, semi-private, shaded front porch completes the picture. Move in right away and enjoy easy living!
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Highlights

Listed by Barbara Hood , 231-342-7499 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

309 Monthly

Year Built

2006

County

Grand Traverse

Area

Garfield Twp (28005)

 Neighborhood

Emerald Hill

 School District

Traverse City Area Public Schools

Listing ID

80071928

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Exhaust Fan
Fireplaces:
Above Ground Sq Ft:2261
Below Ground Sq Ft:0
Basement:Egress/Daylight Windows,Full,Poured
Other:
  • ▪ Additional:Cathedral/Vaulted Ceiling, Walk-In Closet, Window Treatment(s)
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • ▪ Additional:Deck, Lawn Sprinkler, Porch
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,215
Taxes
$271
HOA
$309

Home Price

$425,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,214.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,214.73 $270.94 $309.00 $2,794.67
Yearly $26,576.81 $3,251.25 $3,708.00 $33,536.06
Total $797,304.28 $97,537.50 $111,240.00 $1,006,081.78
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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