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Jenn Smart

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1026 Centre , Traverse City, MI 49686
$399,000
Est. Payment: $2,079.24/mo
2 Bed
3 Bath
1311 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to modern luxury at 1026 Centre St., a newly constructed townhome (completed in 2025) that blends high-end finishes with close proximity to everything Traverse City has to offer. The expansive, open-concept main floor is designed for seamless living and entertaining. The kitchen boasts premium quartz countertops that flow throughout the home, paired with a layout that keeps you connected to the living space. A convenient half-bath is also located on this level. Upstairs, you'll find dual primary suites. Both spacious bedrooms feature private en-suite bathrooms with quartz finishes, offering the ultimate retreat. A dedicated in-unit laundry room adds everyday convenience to the top floor. Outdoor living is easy with two private balconies, perfect for relaxing after a day on the bay. The attached garage provides secure parking plus extra storage space for your northern Michigan gear. Whether you want a low-maintenance home or a luxurious getaway, this turn-key townhome delivers style just minutes from downtown beaches, dining, and wineries.

Highlights

Listed by Jeff Skomp , 231-631-5998 Coldwell Banker Schmidt Traverse City , 231-922-2350. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

175 Monthly

Year Built

2023

County

Grand Traverse

Area

Traverse City (28021)

Neighborhood

Centre Street Townhomes

School District

Traverse City Area Public Schools

Listing ID

80072017

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Electric Fireplace
Above Ground Sq Ft:1311
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Exterior Balcony, Deck, Lawn Sprinkler, Sidewalks
Sewer:Community
Parking Features:Attached Garage,Gar Door Opener,Garage
Principal Interest
$2,079
Taxes
$254
HOA
$175

Home Price

$399,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$79,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,079.24

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,079.24 $254.36 $175.00 $2,508.61
Yearly $24,950.93 $3,052.35 $2,100.00 $30,103.28
Total $748,528.02 $91,570.50 $63,000.00 $903,098.52
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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