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Jenn Smart

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1022 Centre , Traverse City, MI 49686
$375,000
Est. Payment: $1,954.18/mo
3 Bed
2 Bath
960 Sqft
Status: active | Days on site: 62
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

3 bedroom, 1.75 bath, 1,440 sq ft, ranch style home, turnkey to call your own, just moments from downtown Traverse City. Step inside to an open floor plan kitchen and living room; huge windows offer light filled days, where clean lines meet quality finishes. The main level boasts seamless wood floors, flowing effortlessly from the welcoming living room into an efficiently designed kitchen. The main floor primary suite was expanded and updated with attached 3/4 bath. The finished lower level expands your living space with an additional bedroom with egress window and a versatile theater room wired for sound. Outside, the private, fenced yard serves as a quiet oasis, complete with an invisible pet fence and a manicured patio perfect for outside dining. Tons of storage, featuring a detached, heated two car garage, and 440 unfinished storage space in the basement is perfect for all your stuff. Underground irrigation lawn sprinkler system, and an association that handles snow removal all winter and lawn mowing all summer, as well as exterior upkeep. Positioned within easy reach of local beaches, exceptional food options, convenient shopping, and Traverse City Area Public Schools, 1022 Centre Street is polished, updated, and perfectly positioned for your move. HOA $125/m

Highlights

Listed by Patrick Lund , 231-633-5863 Keller Williams Northern Michigan , 231-947-8200. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

125 Monthly

Year Built

1959

County

Grand Traverse

Area

Traverse City (28021)

Neighborhood

Centre Street Townhomes

School District

Traverse City Area Public Schools

Listing ID

80070503

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:960
Below Ground Sq Ft:480
Basement:Block,Egress/Daylight Windows,Full,Partially Finished,Interior Access
Other:
  • Additional:Window Treatment(s)
Water:Public Water

Exterior Features

Lot Dimensions:251x98
Zoning:Residential
Others:
  • Additional:Fenced Yard, Lawn Sprinkler, Patio, Sidewalks
Sewer:Community
Parking Features:Detached Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$1,954
Taxes
$239
HOA
$125

Home Price

$375,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,954.18

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,954.18 $239.06 $125.00 $2,318.24
Yearly $23,450.13 $2,868.75 $1,500.00 $27,818.88
Total $703,503.78 $86,062.50 $45,000.00 $834,566.28
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T03:11:55.100Z

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