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Jenn Smart

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4865 Black Bear , Traverse City, MI 49685
$558,900
Est. Payment: $2,912.51/mo
3 Bed
3 Bath
1821 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this beautifully maintained condominium offering comfort, flexibility, and Northern Michigan living. Vaulted ceilings, hardwood and luxury vinyl flooring, and a cozy gas fireplace create an inviting main living space filled with natural light. The open-concept layout flows into a kitchen with granite countertops, abundant cabinetry, and generous workspace for everyday living and entertaining. The main level features two bedrooms, including a spacious primary suite and a comfortable guest room ideal for visitors, a home office, or flexible use. An airy loft provides additional space for a private office or reading retreat. A bright three-season porch offers peaceful wooded views and a relaxing extension of the living space. The lower level includes a large family room, additional bedroom and full bath, custom-designed storage area in mechanical room, and a professionally improved workshop with finished walls, upgraded electrical, and a hardwood work surface ideal for hobbies or creative projects. An attached two-car garage adds convenience. Enjoy a low-maintenance, lock-and-leave lifestyle just minutes from downtown Traverse City, shopping, dining, golf, wineries, and Grand Traverse Bay.

Highlights

Listed by JEFF KERMATH , 734-649-4903 KERMATH REALTY LLC , 734-649-4903. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

395 Monthly

Year Built

2006

County

Grand Traverse

Area

Long Lake Twp (28008)

Neighborhood

Black Bear Farms

School District

Traverse City Area Public Schools

Listing ID

80071311

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:1821
Below Ground Sq Ft:1000
Basement:Egress/Daylight Windows,Finished,Full,Wood
Other:
  • Additional:Bay Window, Cathedral/Vaulted Ceiling, Window Treatment(s)
Water:Public Water

Exterior Features

Zoning:Residential
Others:
  • Additional:Patio, Porch, Sidewalks
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Garage

Open House

Upcoming Open Houses
Saturday 10:00 am - 3:00 pm Sep 5
Sunday 10:00 am - 3:00 pm Sep 6
Principal Interest
$2,913
Taxes
$487
HOA
$395

Home Price

$558,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$111,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,912.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,912.51 $486.92 $395.00 $3,794.42
Yearly $34,950.07 $5,843.00 $4,740.00 $45,533.07
Total $1,048,502.03 $175,290.00 $142,200.00 $1,365,992.03
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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