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Jenn Smart

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539 Bay , Traverse City, MI 49684
$1,999,000
Est. Payment: $10,417.07/mo
3 Bed
2 Bath
1362 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Experience elevated waterfront living in this sophisticated 3-bedroom penthouse showcasing breathtaking million-dollar bay views and endless blue-water vistas. This stunning top-floor residence offers sun-filled living spaces, an elegant chef-inspired kitchen centered around a spacious island, and a beautifully appointed ensuite designed for comfort and style. Relax on your private balcony and take in the unforgettable views where the water meets the sky. Perfectly located just minutes from downtown and an easy walk to shops, dining, marinas, beaches, and the waterfront, this exceptional home also includes one dedicated parking space. Located in beautiful Traverse City, you’ll enjoy the very best of Northern Michigan living — from award-winning wineries and championship golf courses to boating on Grand Traverse Bay, scenic trails, vibrant festivals, breweries, and an incredible year-round dining and arts scene. Whether it’s summer sunsets over the bay, colorful fall views, or winter adventures, this is waterfront living in one of Michigan’s most sought-after destinations. Waterfront wow at its finest.
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Highlights

Listed by Judy Curtice-Porter , 231-499-9074 and Stephanie Flor , 231-360-7736 REO-TCRandolph-233022 , 231-946-4040. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

HOA Fee

514 Monthly

Year Built

2018

County

Grand Traverse

Area

Traverse City (28021)

 Neighborhood

539 Bay Street

 School District

Traverse City Area Public Schools

Listing ID

80069365

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1362
Below Ground Sq Ft:0
Basement:Poured
Other:
  • ▪ Additional:Walk-In Closet, Window Treatment(s)
Water:Public Water

Exterior Features

Zoning:Commercial
Others:
  • ▪ Additional:Exterior Balcony, Lawn Sprinkler, Patio, Sidewalks
Sewer:Community
Principal Interest
$10,417
Taxes
$1,274
HOA
$514

Home Price

$1,999,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$399,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,417.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,417.07 $1,274.36 $514.00 $12,205.43
Yearly $125,004.80 $15,292.35 $6,168.00 $146,465.15
Total $3,750,144.14 $458,770.50 $185,040.00 $4,393,954.64
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Traverse City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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