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Jenn Smart

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4620 N Indian Lake , Traverse City, MI 49696
$699,900
Est. Payment: $3,647.28/mo
3 Bed
2 Bath
1820 Sqft
Status: active with contingency | Days on site: 22
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House Description

Some places aren't measured by square footage they're measured by the memories they hold. For more than 50 years, this special Indian Lake home has been where summers were spent, traditions were born, and generations gathered to enjoy everything Northern Michigan has to offer. From morning coffee overlooking the water to afternoons on the lake and evenings around the wood burning fireplace or dinner on the deck, this is the kind of place where lifelong memories are made. Completely renovated in 2023, this move in ready waterfront retreat features a new roof, updated mechanicals, a new redesigned kitchen, updated bathrooms, new flooring, carpet, fixtures, finishes, and more. Every detail has been thoughtfully updated so you can simply arrive and enjoy lake life from day one. The home offers three bedrooms and two full baths, including a private upper-level primary suite with its own en-suite bath. The finished lower level includes three non-conforming rooms, perfect for guests, a home office, hobby room, or fitness space. The inviting three-season room overlooks the lake and opens to the expansive deck, creating the perfect place to entertain or relax. Situated on nearly one acre with 100 feet of private frontage on beautiful Indian Lake, you'll enjoy your own dock and endless opportunities for fishing, swimming, kayaking, and paddleboarding. plus, an impressive 1,120-square-foot detached garage with ample space for vehicles, boats, and recreational equipment. Just minutes from Traverse City, yet tucked away in a peaceful waterfront setting, this is more than a beautifully remodeled home it's a place where generations have gathered, traditions have been created, and memories have been made for over half a century. Now it's ready for the next family to begin writing their own story on the shores of Indian Lake.

Highlights

Listed by Jeff Baja , 231-944-3768 The Mitten Real Estate Group , 231-421-1970. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.86

Year Built

2000

County

Grand Traverse

Area

East Bay Twp (28003)

Neighborhood

4010.Inland Lakes

School District

Traverse City Area Public Schools

Listing ID

80071375

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Water Softener - Owned
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1820
Below Ground Sq Ft:784
Basement:Block,Finished,Full,Partially Finished
Other:
  • Additional:Cathedral/Vaulted Ceiling, Window Treatment(s), Skylights
Water:Private Well

Exterior Features

Lot Dimensions:102x333x105x360
Zoning:Residential
Others:
  • Additional:Deck, Porch
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$3,647
Taxes
$306

Home Price

$699,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$139,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,647.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,647.28 $306.10 $0.00 $3,953.38
Yearly $43,767.32 $3,673.23 $0.00 $47,440.55
Total $1,313,019.45 $110,196.90 $0.00 $1,423,216.35
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So-Crates Johnson
Dust, Wind, Dude
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The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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