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Jenn Smart

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4545 S Pine Valley , Suttons Bay, MI 49682
$1,095,000
Est. Payment: $5,706.20/mo
4 Bed
4 Bath
3082 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

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Jenn Smart
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House Description

Beautifully appointed home tucked in on a very private 2.29 acre lot 3 miles to Suttons Bay & 10 miles to TC. Main floor living with contemporary finishes, easy floor plan and lots of natural light. Relax on the sizable back deck overlooking the trees giving you total privacy. The large manicured front yard landscaping has a feel that you are the only home in this upscale neighborhood. Congregate in the well planned kitchen with a large island with the cook top for your clan to gather around. Remodeled master bath with a large walk in shower and closet. Upper level has a bonus room used as an office. Lower level is great for the needed extra room with a sauna, 3/4 bath & large storage area. Enjoy the 800' of shared frontage on West Bay with a lovely park setting with a fire pit, picnic table and a sandy beach with hypnotic water views.
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Highlights

Listed by Hannah Matthews , 231-633-0039 and Matthew Thomas , 231-499-6340 Keller Williams Northern Michigan , 231-947-8200. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
2.29

Year Built

1997

County

Leelanau

Area

Bingham Twp (45001)

 Neighborhood

Bay Valley

 School District

Suttons Bay Public School District

Listing ID

80071816

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Exhaust Fan
Fireplaces:Gas Fireplace
Above Ground Sq Ft:3082
Below Ground Sq Ft:1091
Basement:Egress/Daylight Windows,Finished,Full,Walk Out,Poured
Other:
  • ▪ Additional:Cathedral/Vaulted Ceiling, Spa/Jetted Tub, Walk-In Closet, Window Treatment(s), Spa/Sauna
Water:Private Well

Exterior Features

Lot Dimensions:504 x 204
Zoning:Residential
Others:
  • ▪ Additional:Deck, Lawn Sprinkler
Sewer:Septic
Parking Features:Attached Garage,Gar Door Opener,Heated Garage,Garage
Principal Interest
$5,706
Taxes
$698

Home Price

$1,095,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$219,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,706.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,706.20 $698.06 $0.00 $6,404.26
Yearly $68,474.37 $8,376.75 $0.00 $76,851.12
Total $2,054,231.03 $251,302.50 $0.00 $2,305,533.53
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Suttons Bay, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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