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Jenn Smart

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347 Ridgeway , Saint Joseph, MI 49085
$935,000
Est. Payment: $4,872.42/mo
3 Bed
3 Bath
2130 Sqft
Status: active with contingency | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Discover the seamless fusion of historic charm and contemporary luxury on picturesque Ridgeway, St. Joseph's beloved brick-lined street. Bathed in natural light, this fully updated residence showcases breathtaking, unobstructed views of Lake Michigan. Open-concept main level flows effortlessly between living, dining, and a gourmet kitchen--perfect for everyday living and entertaining. Main-floor primary suite. Upper level hosts generous bedrooms, including one with a show-stopping panoramic Lake Michigan view. Extensive recent upgrades ensure a truly move-in-ready experience--just unpack and enjoy. (see list of upgrades) Step outside and you're a short walk to Tiscornia beach (south) and Jean Klock beach (north), the lighthouse, Country Club w/pool, SJ Sailing School, Yacht Club and Just min away from the best of downtown St. Joe's restaurants, shopping, and fun (splash pad, Silver Beach, classic carousel, and more).
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Highlights

Listed by Beth McKim , (269) 921-5486 RE/MAX by the Lake , (269) 281-4186. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.19

Year Built

1910

County

Berrien

Area

Saint Joseph (11041)

 School District

St Joseph Public Schools

Listing ID

70541267

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Range/Oven, Refrigerator
Above Ground Sq Ft:2130
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Lot Dimensions:0.19
Zoning:Residential
Others:
  • ▪ Additional:Porch, Storms/Screens
Parking Features:Detached Garage,Gar Door Opener
Principal Interest
$4,872
Taxes
$707

Home Price

$935,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$187,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,872.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,872.42 $707.25 $0.00 $5,579.67
Yearly $58,468.98 $8,487.00 $0.00 $66,955.98
Total $1,754,069.42 $254,610.00 $0.00 $2,008,679.42
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Saint Joseph, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

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