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Jenn Smart

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441 Ridgeway , Saint Joseph, MI 49085
$2,869,000
Est. Payment: $14,950.76/mo
5 Bed
4 Bath
4306 Sqft
Status: active | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Welcome to this stunning coastal shingle-style home offering a rare and coveted amenity: a perpetual access & use easement to the Lake Michigan beach! The short stroll to the beach is directly across serene Ridgeway Drive through a grassy/sandy path - NO STAIRS, ROCKS OR STEEP BLUFF - to a 30 foot beach use area! Set along a charming brick-paved street, this beach home is wrapped in classic blue cedar shake with crisp white trim and blends timeless charm with high-end updates throughout. The open concept main level is designed for effortless entertaining. The chef's kitchen features a Wolf dual-oven range, custom hood, quartz waterfall island, and aesthetic butler's pantry. The dramatic vaulted great room offers a stacked-stone, double-sided fireplace, built-ins, and a sculptural spiral staircase. The 3rd floor flex space offers dramatic panoramic views of Lake MI and is perfect for watching those irresistible lake sunsets.
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Highlights

Listed by Kerry Wright , Wright Properties , (269) 369-4640. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
0.25

Year Built

1925

County

Berrien

Area

Saint Joseph (11041)

 School District

St Joseph Public Schools

Listing ID

70551258

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:4306
Below Ground Sq Ft:1220
Water:Public Water

Exterior Features

Lot Dimensions:100 x 108
Others:
  • ▪ Additional:Lawn Sprinkler, Storms/Screens
Parking Features:Attached Garage,Gar Door Opener
Principal Interest
$14,951
Taxes
$1,412

Home Price

$2,869,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$573,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,950.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,950.76 $1,411.92 $0.00 $16,362.67
Yearly $179,409.10 $16,943.00 $0.00 $196,352.10
Total $5,382,272.90 $508,290.00 $0.00 $5,890,562.90
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saint Joseph, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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