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Jenn Smart

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306 Water , Saint Joseph, MI 49085
$1,129,000
Est. Payment: $5,883.38/mo
3 Bed
3 Bath
1739 Sqft
Status: active | Days on site: 74
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.

Highlights

Listed by Gary Depa , (269) 985-3716 @properties Christie's International R.E. , (269) 469-0700. MiRealSource, Inc. mls logo

Property Type

Condo/Townhome

Lot/Acreage
2.17

HOA Fee

655 Monthly

Year Built

1989

County

Berrien

Area

Saint Joseph (11041)

School District

St Joseph Public Schools

Listing ID

70530953

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:1739
Other:
  • Additional:Wet Bar/Bar
Water:Public Water

Exterior Features

Lot Dimensions:for association
Others:
  • Additional:Storms/Screens
Parking Features:Attached Garage,Gar Door Opener
Principal Interest
$5,883
Taxes
$1,290
HOA
$655

Home Price

$1,129,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$225,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,883.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,883.38 $1,290.42 $655.00 $7,828.79
Yearly $70,600.51 $15,485.00 $7,860.00 $93,945.51
Total $2,118,015.37 $464,550.00 $235,800.00 $2,818,365.37
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saint Joseph, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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