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Jenn Smart

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1604 Otsego , Saint Helen, MI 48656
$149,900
Est. Payment: $781.15/mo
2 Bed
1 Bath
1020 Sqft
Status: active | Days on site: 67
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Cozy Up North Ranch Near Beautiful Lake St. Helen This charming, fully applianced, 2-bed, 1-bath ranch offers the perfect blend of comfort, convenience, and northern-Michigan recreation. Whether you're looking for a year-round home, a weekend getaway, or an easy-to-maintain downsizer, this property delivers relaxed living in a peaceful setting. The home features an open-concept design that creates an easy, connected flow between the main living spaces — perfect for everyday comfort or hosting friends after a day on the lake. The living area is anchored by a brick-surround, fireplace is natural gas-wood look fireplace, adding warmth, character, and that classic up-north coziness. The 10x10 pantry room was added in 2022 and provides a ton of organized storage space. The bathroom was updated with a Safestep Walk-in tub for additional safety. An efficient ranch layout keeps everything accessible, while the fully fenced yard provides privacy, space for pets, and room to enjoy the outdoors. A metal carport adds practical space for tools, toys, and seasonal gear. The well is protected by a small metal shed. Located just a 20-minute walk to the Lake St. Helen boat launch, you’ll have quick access to boating, fishing, and days on the water. Nearby ORV and trail systems make it easy to hop on your side-by-side or explore miles of northern Michigan wilderness. A cozy home in a great recreational area — ideal for anyone who wants to enjoy the best of up-north living without breaking the budget.

Highlights

Listed by Linda Anderson , 989-245-2881 Bay Area Real Estate , 989-686-3300. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

1960

County

Roscommon

Area

Richfield Twp (72010)

Neighborhood

Land O Lakes

School District

Roscommon Area Public Schools

Listing ID

50212386

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Above Ground Sq Ft:1020
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:80x140
Sewer:Septic
Principal Interest
$781
Taxes
$73

Home Price

$149,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$29,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$781.15

Principal

Taxes

Principal Taxes HOA Total
Monthly $781.15 $72.62 $0.00 $853.77
Yearly $9,373.80 $871.49 $0.00 $10,245.29
Total $281,213.91 $26,144.70 $0.00 $307,358.61
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saint Helen, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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