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Jenn Smart

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2849 State , Saginaw, MI 48602
$189,000
Est. Payment: $984.91/mo
3 Bed
2 Bath
1998 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Charming and exceptionally well-maintained 3-bedroom, 2-bath Cape Cod filled with natural light and distinctive architectural details. Beautiful hardwood floors throughout the main living spaces, including a welcoming living room with fireplace and French doors opening to a spacious, light-filled three seasons room overlooking the backyard. The formal dining room features a beautiful bay window, while the expansive upper-level primary suite is wrapped in warm knotty pine and offers a private retreat with an en suite bath, walk-in closet, and plenty of room for a sitting area or workspace. Additional highlights include central A/C, a basement waterproofing system, alarm system, fenced yard, and detached garage. A truly well-cared-for home with character, space, and versatility, ready for its next owner.

Highlights

Listed by Renee Harvey , 989-798-4554 and Sarge Harvey , 989-798-1022 EXP Realty , 888-501-7085. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1938

County

Saginaw

Area

Saginaw (73039)

Neighborhood

n/a

School District

Saginaw City School District

Listing ID

50220530

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Range/Oven, Refrigerator
Air Cond:Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:1998
Below Ground Sq Ft:0
Basement:Block,Partial
Other:
  • Additional:Security System, Walk-In Closet
Water:Public Water

Exterior Features

Lot Dimensions:60 X 116
Others:
  • Additional:Porch
Sewer:Public Sanitary
Parking Features:Detached Garage
Principal Interest
$985
Taxes
$243

Home Price

$189,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$37,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$984.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $984.91 $243.08 $0.00 $1,227.99
Yearly $11,818.86 $2,917.00 $0.00 $14,735.86
Total $354,565.90 $87,510.00 $0.00 $442,075.90
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saginaw, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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