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Jenn Smart

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1944 E Lake Cir , Saginaw, MI 48609
$524,900
Est. Payment: $2,735.33/mo
3 Bed
4 Bath
2753 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome home to this immaculate Lake Cecil residence offering more than 2,700 sqft. The main floor features generous living areas, kitchen, laundry, 2 bedrooms, and seamless flow to outdoor entertaining spaces framed by beautifully maintained landscaping. The second floor offers an open loft arae, and primary suite that is a true retreat with a spacious bathroom, walk-in closets, and a private balcony. The fully finished basement adds versatile square footage—perfect for a media room, gym, playroom, or guest suite. Additional highlights include a built-in stand-up tanner for at-home convenience and a whole-house generator for reliable backup power. Park with ease in the attached three-car garage and enjoy the peaceful Lake Cecil setting.

Highlights

Listed by Jodie Bow , 989-964-9463 and Lindsey Flynn , 989-798-7384 Century 21 Signature Realty , 989-921-7000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.83

HOA Fee

150 Yearly

Year Built

1992

County

Saginaw

Area

Thomas Twp (73025)

Neighborhood

Dude Estates

School District

Hemlock Public School District

Listing ID

50213697

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:LivRoom Fireplace
Above Ground Sq Ft:2753
Below Ground Sq Ft:1400
Basement:Full,Partially Finished,Walk Out,Poured,Interior Access,Sump Pump
Other:
  • Additional:Whirlpool/Hot Tub, 9 ft + Ceilings, Cathedral/Vaulted Ceiling, Ceramic Floors, Spa/Jetted Tub, Security System, Sump Pump, Walk-In Closet, Window Treatment(s), Skylights
Water:Public Water

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Treed
Lot Dimensions:170x214
Others:
  • Additional:Exterior Balcony, Deck, Lawn Sprinkler, Patio, Porch, Street Lights, Terrace, Pond
Sewer:Septic
Parking Features:Attached Garage,3 or More Spaces,Garage,Paved Driveway
Principal Interest
$2,735
Taxes
$528
HOA
$150

Home Price

$524,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$104,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,735.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,735.33 $527.92 $150.00 $3,413.24
Yearly $32,823.92 $6,335.00 $1,800.00 $40,958.92
Total $984,717.69 $190,050.00 $54,000.00 $1,228,767.69
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saginaw, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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