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Jenn Smart

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4331 Hilray , Saginaw, MI 48638
$264,900
Est. Payment: $1,380.43/mo
3 Bed
2 Bath
1704 Sqft
Status: active | Days on site: 0
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome home to this 3 bedroom, 2 bath brick ranch offering comfortable living spaces and thoughtful updates throughout. A covered front porch welcomes you into the home, where the inviting living room features newer carpet. The kitchen is designed for both everyday living and entertaining, with Corian countertops, stainless steel appliances, and an open layout flowing seamlessly into the dining area and family room with a cozy fireplace. Hardwood floors enhance the kitchen and dining areas. The spacious primary suite offers newer LVP flooring, a large closet, and a private 3-piece bath. Pella windows provide quality and natural light throughout the home. Downstairs, the finished basement adds valuable living space with a large recreation room featuring brand-new carpet installed in August 2026, perfect for movie nights, entertaining, a home gym, or additional living space. Outside, enjoy the privacy of the fenced backyard and new patio—ideal for relaxing, dining, and summer gatherings. New roof 2020. With its inviting layout, versatile finished basement, and numerous updates, this home is ready to welcome its next owner!

Highlights

Listed by Stacy Hauck , 989-996-6934 and Jan Hauck , 989-798-5217 Century 21 Signature Realty , 989-921-7000. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.27

Year Built

1972

County

Saginaw

Area

Saginaw Twp (73020)

Neighborhood

Belair

School District

Saginaw Twp Community School

Listing ID

50220399

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:FamRoom Fireplace
Above Ground Sq Ft:1704
Below Ground Sq Ft:700
Basement:Block,Full,Partially Finished
Other:
  • Additional:Cable/Internet Avail., Ceramic Floors, Hardwood Floors
Water:Public Water

Exterior Features

Lot Dimensions:100x120
Others:
  • Additional:Fenced Yard, Patio, Porch, Storms/Screens, Street Lights
Sewer:Public Sanitary
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener
Principal Interest
$1,380
Taxes
$255

Home Price

$264,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$52,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,380.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,380.43 $254.77 $0.00 $1,635.20
Yearly $16,565.17 $3,057.20 $0.00 $19,622.37
Total $496,955.07 $91,716.00 $0.00 $588,671.07
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Saginaw, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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