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Jenn Smart

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5290 E Twin Lake , Rose City, MI 48654
$449,000
Est. Payment: $2,339.80/mo
3 Bed
3 Bath
2267 Sqft
Status: active | Days on site: 23
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Waterfront Retreat on 20+ Acres Bordering the Huron National Forest Discover the perfect combination of privacy, recreation, and northern Michigan beauty with this exceptional 3-bedroom, 3-bath waterfront home on East Twin Lake. Situated on more than 20 wooded, this one-of-a-kind property offers breathtaking lake views from every level, sandy beach frontage, and endless opportunities to enjoy the outdoors. A whole-home geothermal heat pump system provides energy-efficient heating and cooling year-round, helping keep utility costs lower than traditional HVAC systems. The main level welcomes you with a spacious mudroom featuring a cedar-lined closet, leading into an open-concept kitchen and dining area designed for gathering. The expansive living room is highlighted by soaring vaulted ceilings, a stunning floor-to-ceiling stone fireplace, and walls of windows that frame spectacular lake views. Step outside through the sliding glass doors onto the lakeside deck—perfect for entertaining, morning coffee, or relaxing while taking in the peaceful surroundings. The main-floor primary bedroom and adjacent three-quarter bath offer the convenience of single-level living. Upstairs, you'll find two additional bedrooms, both furnished with beds, a full bathroom, and an open loft overlooking the living room below, creating an inviting space for guests or family. The fully finished walkout lower level expands the living space with a fourth non-conforming bedroom featuring patio access, a spacious recreation area complete with a solid oak pool table, an additional bathroom, laundry room, and a secure 7' x 20' walk-in gun safe room equipped with a combination vault door. Outside, the amenities continue with a heated 24' x 26' workshop, a 36' x 40' pole barn with concrete floors, and exceptional hunting opportunities, including a built-in hunting blind. The property is also conveniently located near ORV and snowmobile trails. Land and direct waterfront in a remarkable setting.

Highlights

Listed by Shelly Battershell , Century 21 Northland-Elk Rapids , 231-264-4500. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
19.59

Year Built

1992

County

Oscoda

Area

Big Creek Twp (68001)

Neighborhood

metes and bounds

School District

West Branch - Rose City Area Schools

Listing ID

80071127

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Disposal, Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Attic Fan
Fireplaces:
Above Ground Sq Ft:2267
Below Ground Sq Ft:1154
Basement:Finished,Full,Walk Out
Other:
  • Additional:Cathedral/Vaulted Ceiling, Spa/Jetted Tub
Water:Private Well

Exterior Features

Lot Dimensions:660x1320
Zoning:Residential
Others:
  • Additional:Deck
Sewer:Septic
Parking Features:Detached Garage,Garage
Principal Interest
$2,340
Taxes
$286

Home Price

$449,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,339.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,339.80 $286.24 $0.00 $2,626.04
Yearly $28,077.62 $3,434.85 $0.00 $31,512.47
Total $842,328.52 $103,045.50 $0.00 $945,374.02
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Rose City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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