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Jenn Smart

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10182 Bertrand , Reed City, MI 49677
$184,900
Est. Payment: $963.54/mo
2 Bed
1 Bath
900 Sqft
Status: active | Days on site: 34
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to this Charming Ranch/Cottage Home with Deeded access to Austin Lake! This unique home features: 2 Bedrooms, 1 Bath, located directly across from private lake access and boat launch! Great fishing lake! Home has an open floor plan with many updates. Updates that were done in last 5 years are; Central Air, Furnace, Cement patio outside bordering a Lovely layered garden area, kitchen with natural Hickory wood cabinetry, Laminate flooring thru-out, updated Well & Septic, generator hook ups and more! There is a convenient Laundry area and Pantry just in "side" door entry. Enjoy the 3 season screened porch area off the Garage! The 1 1/2 car garage offers great storage, a workbench, some shelving and electric. Convenient location to shopping, trails and many other lakes! Close to Reed City and Cadillac. ** Buyers may be eligible for USDA Rural Financing at 0% Down or MHSDA 1% Down, Call today to see if qualified!

Highlights

Listed by Ginny Hetland , (616) 581-3362 ERA Reardon Realty Great Lakes , (616) 364-8831. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.62

HOA Fee

65 Yearly

Year Built

1988

County

Osceola

Area

Lincoln Twp (67008)

School District

Pine River Area Schools

Listing ID

70547039

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:900

Exterior Features

Lot:Unpaved
Lot Dimensions:60x216.21x100x146.08x127.
Zoning:Residential
Others:
  • Additional:Porch, Storms/Screens
Parking Features:Detached Garage,Side Loading Garage
Principal Interest
$964
Taxes
$117
HOA
$65

Home Price

$184,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$36,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$963.54

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $963.54 $116.92 $65.00 $1,145.46
Yearly $11,562.48 $1,403.00 $780.00 $13,745.48
Total $346,874.26 $42,090.00 $23,400.00 $412,364.26
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Reed City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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