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Jenn Smart

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21901 31 Mile , Ray, MI 48096
$890,000
Est. Payment: $4,637.91/mo
3 Bed
5 Bath
3450 Sqft
Status: active | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to Timber & Stone Estate - set on over 2 private acres, this split-level colonial brick and stone showpiece delivers the kind of privacy and space that's increasingly rare, with mature trees on every side and open farmland views beyond the professionally landscaped grounds. A dramatic arched entry and soaring windows welcome you into a two-story great room anchored by a floor-to-ceiling stone fireplace, where natural light pours in from every angle. The kitchen is built for real life and real entertaining, with rich cabinetry, granite counters, and a walk-in pantry that will make any home chef smile. The main-floor primary suite includes a spa-style bath with a jetted soaking tub and oversized glass shower, while an upper-level loft overlooks the great room below. But the true showstopper is downstairs: a fully finished walkout lower level styled like an Aspen ski lodge, complete with a live-edge wood bar, stone accents, and a rec room built for gathering. Carefully curated with 3/4" thick pre-finished knotty Pine. Step outside to a covered timber-frame pavilion with its own outdoor kitchen - the perfect spot to take in the sunset over 2+ acres of privacy. Timber & Stone Estate is a rare offering for buyers who want space, character, and craftsmanship in one address. City-approved pole barn plans available in the documents section.

Highlights

Listed by Chantel Hines , 586-883-0349 Keller Williams Lakeside , 586-532-0500. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
2.07

Year Built

2006

County

Macomb

Area

Ray Twp (50005)

School District

Armada Area Schools

Listing ID

61016574

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:5
  • Full Bathrooms:2
  • 1/2 Bathrooms:3
Appliances:Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Trash Compactor, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:FamRoom Fireplace,Gas Fireplace
Above Ground Sq Ft:3450
Below Ground Sq Ft:2517
Basement:Finished,Walk Out
Other:
  • Additional:Spa/Jetted Tub, Sound System, Wet Bar/Bar
Water:Private Well

Exterior Features

Lot Dimensions:223x374
Others:
  • Additional:Patio, Porch
Sewer:Septic
Parking Features:Attached Garage,Electric in Garage,Gar Door Opener,Side Loading Garage,2 Spaces
Principal Interest
$4,638
Taxes
$544

Home Price

$890,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$178,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,637.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,637.91 $544.45 $0.00 $5,182.36
Yearly $55,654.97 $6,533.34 $0.00 $62,188.31
Total $1,669,648.97 $196,000.20 $0.00 $1,865,649.17
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Ray, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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