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Jenn Smart

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7586 Crystal Beach , Rapid City, MI 49676
$2,500,000
Est. Payment: $13,027.85/mo
3 Bed
3 Bath
2122 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

With 66 feet of private Torch Lake frontage, a sandy shoreline, and a private dock, this property offers the kind of waterfront experience people dream about. Built in 2015 and thoughtfully positioned along the water's edge in Rapid City, this 3-bedroom, 2.5-bath home was designed to make the most of its incredible setting. Inside, you'll find 2,122 square feet of bright, welcoming living space across two levels. The main floor features an open layout with a spacious living area that flows seamlessly into the kitchen, complete with a large island, quality appliances, and plenty of room for gathering with family and friends. Upstairs, three comfortable bedrooms and two full baths provide a peaceful retreat after a day on the lake. Outside, the low-maintenance exterior includes durable cement board siding, a metal roof, and a concrete driveway. Multiple outdoor living spaces, including a patio and porch, create the perfect backdrop for morning coffee, summer evenings, and unforgettable lake views. The private dock makes it easy to spend your days boating, swimming, or simply enjoying everything Torch Lake has to offer. Waterfront opportunities like this are becoming increasingly hard to find. With direct frontage on one of Northern Michigan's most sought-after lakes, a beautiful sandy bottom, and all-sports access, you're just minutes from the iconic Torch Lake Sandbar, where boaters gather to enjoy some of the clearest blue water in the Midwest. From lively afternoons on the lake to peaceful evenings at home, this property offers the very best of the Torch Lake lifestyle.

Highlights

Listed by BJ Brick , 231-883-7570 and Jacob Elsenheimer , 231-944-0345 REMAX Bayshore - West Shore Dr TC , 231-941-4500. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

2015

County

Kalkaska

Area

Clearwater Twp (40004)

Neighborhood

N/A

School District

Kalkaska Public Schools

Listing ID

80069920

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:2122
Below Ground Sq Ft:0
Basement:Full
Other:
  • Additional:Walk-In Closet
Water:Private Well

Exterior Features

Lot Dimensions:66x80
Zoning:Residential
Others:
  • Additional:Patio
Sewer:Septic
Principal Interest
$13,028
Taxes
$1,303

Home Price

$2,500,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$500,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,027.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,027.85 $1,303.13 $0.00 $14,330.97
Yearly $156,334.17 $15,637.50 $0.00 $171,971.67
Total $4,690,025.18 $469,125.00 $0.00 $5,159,150.18
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Rapid City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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