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Jenn Smart

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5501 Way , Rapid City, MI 49676
$379,000
Est. Payment: $1,975.02/mo
3 Bed
2 Bath
1357 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Set on 10 beautiful acres of mature hardwoods and pines, this inviting Northern Michigan home offers privacy, space, and a wonderful connection to Torch Lake. With just over 2,000 sq. ft., the home features an updated kitchen with beautiful quartz countertops, tile flooring on the main level, and comfortable living spaces designed for year-round enjoyment. The walkout lower level features a cozy family room with a wood-burning stove and convenient exterior access, making it easy to bring firewood directly inside. The warmth naturally rises throughout the home, creating an especially comfortable retreat during Northern Michigan winters. Hot-water baseboard heat and a well-insulated design provide additional year-round comfort. The spacious three-stall garage offers plenty of room for vehicles, recreational gear, and a workshop, plus stairs leading to a large unfinished second-floor loft with excellent storage and future possibilities. Best of all, the property includes a paid covered indoor boat slip at Torch River Marina for the next year, providing easy access to spectacular Torch Lake. The buyer will have the opportunity to continue the slip arrangement, along with the option to purchase the seller’s pontoon boat separately. Additional features include a metal roof, septic system replaced in 2023, dishwasher new in 2024, electric range plus second oven, washer and dryer, and a 55-gallon electric water heater. A wonderful combination of wooded acreage, comfortable living, exceptional storage, and easy access to one of Northern Michigan’s most treasured lakes!

Highlights

Listed by Sheri Richards , 231-675-6717 Five Star Real Estate , 231-778-1200. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
10.24

Year Built

1979

County

Kalkaska

Area

Clearwater Twp (40004)

Neighborhood

n/a

School District

Kalkaska Public Schools

Listing ID

80072959

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:Wood Stove
Above Ground Sq Ft:1357
Below Ground Sq Ft:677
Basement:Block,Partially Finished,Walk Out
Other:
  • Additional:Cathedral/Vaulted Ceiling
Water:Private Well

Exterior Features

Lot Dimensions:443x985
Zoning:Residential
Others:
  • Additional:Deck
Sewer:Septic
Parking Features:Detached Garage,Gar Door Opener,Garage
Principal Interest
$1,975
Taxes
$242

Home Price

$379,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$75,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,975.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,975.02 $241.61 $0.00 $2,216.63
Yearly $23,700.26 $2,899.35 $0.00 $26,599.61
Total $711,007.82 $86,980.50 $0.00 $797,988.32
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Rapid City, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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