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Jenn Smart

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2788 N Saginaw Bay Shore , Pinconning, MI 48650
$214,900
Est. Payment: $1,119.87/mo
2 Bed
1 Bath
1005 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Experience the beauty and privacy of waterfront living on Saginaw Bay with this charming 2 bedroom home situated on approximately 1.5 acres with 200 feet of frontage. Wake up to breathtaking sunrises over the bay and spend your days enjoying some of Michigan’s best outdoor recreation right from your doorstep. This property offers outstanding walleye fishing, kayaking along the shoreline, excellent waterfowl hunting, and abundant wildlife throughout the area. Bordering nearby state land with limited public access, the setting provides a peaceful and secluded atmosphere ideal for nature lovers and outdoor enthusiasts alike. The home features a full basement for additional storage or future living space, along with a large 26x32 detached garage perfect for boats, kayaks, hunting gear, and recreational equipment. Located just minutes from a marina, boat launch, and I-75, this property combines privacy, convenience, and the true Up North waterfront lifestyle.
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Highlights

Listed by Ryan Sagady , 989-385-1311 and Lyndsey O'Brien , 248-838-8564 Bay Realty Michigan , 989-385-1311. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
1.5

Year Built

1952

County

Bay

Area

Fraser Twp (09004)

 School District

Pinconning Area Schools

Listing ID

50207050

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dryer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1005
Below Ground Sq Ft:0
Water:Private Well

Exterior Features

Lot Dimensions:200x315x200x435
Sewer:Septic
Parking Features:Detached Garage
Principal Interest
$1,120
Taxes
$297

Home Price

$214,900

Loan Details

30 yrs
6.792%

Down Payment

20%
$42,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,119.87

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,119.87 $296.58 $0.00 $1,416.46
Yearly $13,438.49 $3,559.00 $0.00 $16,997.49
Total $403,154.56 $106,770.00 $0.00 $509,924.56
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Pinconning, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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