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Jenn Smart

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4767 N Saginaw Bay Shore , Pinconning, MI 48650
$130,000
Est. Payment: $677.45/mo
3 Bed
1 Bath
1010 Sqft
Status: active with contingency | Days on site: 28
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Located in Pinconning Township, this one-story ranch-style home offers 1,010 square feet of finished living space with three bedrooms, one full bathroom, and main-level laundry. The floor plan includes an approximately 11-by-18-foot living room, a separate dining area, an 11-by-8-foot kitchen, and three main-level bedrooms. Luxury vinyl flooring is documented in the living room, dining area, two bedrooms, and bathroom, with vinyl flooring in the kitchen and primary bedroom and ceramic flooring in the laundry room. The listed appliances include a dishwasher, microwave, range/oven, refrigerator, and washer. The home is served by public water, a private septic system, propane forced-air heat, an electric water heater, ceiling fans, and wall/window air conditioning. Vinyl siding and vinyl trim cover the exterior, while a porch and deck provide designated outdoor seating and entry areas. The approximately 0.30-acre parcel includes about 100 feet of road frontage, owned fencing, a storage shed, and a detached two-car garage. The approximately 620-square-foot garage has electricity, providing space for vehicle parking, storage, tools, or a work area. The property is reached by private gravel-road access and is within the Pinconning Area School District. The location combines a rural residential setting with access to local services and Saginaw Bay recreation. Downtown Pinconning, the Pinconning Branch Library, Pinconning Area Schools, and Northwoods Wholesale Outlet are approximately four road miles from the property. Pinconning Park provides nearby public access to Saginaw Bay, including a boat launch, sandy beach, fishing dock, trails, boardwalks, playgrounds, observation areas, camping, and seasonal outdoor recreation. Standish is approximately 11 miles away, Bay City approximately 24 miles, Saginaw approximately 35 miles, and West Branch approximately 37 miles, placing additional shopping, employment, dining, medical, government, and professional services within roughly an hour’s drive.

Highlights

Listed by Christopher Parker , 989-812-6249 EXP Realty , 888-501-7085. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

2000

County

Bay

Area

Pinconning Twp (09012)

Neighborhood

N/A

School District

Pinconning Area Schools

Listing ID

50216945

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Wall/Window A/C
Fireplaces:
Above Ground Sq Ft:1010
Below Ground Sq Ft:0
Water:Public Water

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.
Lot Dimensions:14984
Others:
  • Additional:Deck, Porch, Satellite Dish, Fence Owned
Sewer:Septic
Parking Features:Detached Garage,Electric in Garage
Principal Interest
$677
Taxes
$49

Home Price

$130,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$26,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$677.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $677.45 $48.54 $0.00 $725.99
Yearly $8,129.38 $582.48 $0.00 $8,711.86
Total $243,881.31 $17,474.40 $0.00 $261,355.71
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Pinconning, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T01:10:54.300Z

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