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Jenn Smart

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5045 N Ridge , Pentwater, MI 49449
$3,200,000
Est. Payment: $16,675.65/mo
3 Bed
2 Bath
1666 Sqft
Status: active | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Once in a lifetime opportunity to own this gorgeous 30 acre property on Lake Michigan with your own private 450 feet of frontage on the lake located just south of Pentwater and north of the Silver Lake Sand Dunes with low bluff, sandy beach and great sunset views. The property is in a land conservancy. The land conservancy offers great lower capped property taxes and the conservation easement limits the size of construction. Privacy is the greatest luxury. Creek runs through property. Hurry as this won't last long. Only 20 stairs or so to the beach. Truestream fiber internet is now at the property but not yet connected. Currently there is a 2-story historic cottage that sits back from the bluff a ways with a detached garage. Great well water. New septic system. There are mutual easements for the shared driveway.

Highlights

Listed by Andrea Crossman , (616) 218-0267 Coldwell Banker Woodland Schmidt , (616) 396-5221. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
29.4

Year Built

1900

County

Oceana

Area

Pentwater Twp (64014)

School District

Pentwater Public School District

Listing ID

70551413

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Range/Oven, Refrigerator
Above Ground Sq Ft:1666

Exterior Features

Lot:Unpaved
Lot Dimensions:441x2934x450x2430
Others:
  • Additional:Porch, Storms/Screens
Parking Features:Detached Garage
Principal Interest
$16,676
Taxes
$1,318

Home Price

$3,200,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,675.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,675.65 $1,318.33 $0.00 $17,993.98
Yearly $200,107.74 $15,820.00 $0.00 $215,927.74
Total $6,003,232.23 $474,600.00 $0.00 $6,477,832.23
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Pentwater, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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