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Jenn Smart

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5293 W Monroe , Pentwater, MI 49449
$997,000
Est. Payment: $5,195.51/mo
5 Bed
5 Bath
2300 Sqft
Status: active | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Lakeside Luxury in the Heart of Pentwater - 3,200 Sq Ft | Dual-Suite Estate with Private WaterfrontWelcome to your dream lakefront retreat in the picturesque town of Pentwater, Michigan. This exceptional 3,200 sq ft property offers the rare flexibility of being a dual-suite vacation rental, income property, or spacious single-family home all set along the tranquil shores of Pentwater Lake with direct access to Lake Michigan.Originally designed as a single-family residence, this beautifully maintained two-unit estate features:Suite One: A recently updated three-story, 3-bedroom, 2.5-bath home with elegant, modern finishes and an open-concept layout.Suite Two: A three-story, 2-bedroom, 1.5-bath residence, ideal for guests, rental income, or extended family.

Highlights

Listed by Don Bradley , (231) 425-8838 LIGHTHOUSE REALTY-Ludington , MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.13

Year Built

2001

County

Oceana

Area

Pentwater Twp (64014)

School District

Pentwater Public School District

Listing ID

70526194

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:2300

Exterior Features

Lot Dimensions:60x80
Principal Interest
$5,196
Taxes
$484

Home Price

$997,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$199,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,195.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,195.51 $483.58 $0.00 $5,679.09
Yearly $62,346.07 $5,803.00 $0.00 $68,149.07
Total $1,870,382.04 $174,090.00 $0.00 $2,044,472.04
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So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Pentwater, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

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Data last updated: 2026-09-02T04:57:55.100Z

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