Agent profile image in chat bubble
Agent profile image in chat header

Jenn Smart

| SEO pages, v2 chat

Agent profile image in message

430 Spezia , Oxford, MI 48371
$399,999
Est. Payment: $2,084.45/mo
3 Bed
3 Bath
2043 Sqft
Status: active | Days on site: 6
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.

House Description

Welcome to your private retreat in Oxford, where everyday living transforms into a serene getaway. This charming brick ranch, priced to reflect needed updates, sits on a nearly half-acre corner lot and boasts coveted lake privileges, perfectly blending comfort with value. BEAUTIFUL excellent condition hardwood floors in all the bedrooms. Inside, you'll find three generously sized bedrooms and two and a half bathrooms, all within over 2,000 square feet of inviting living space. The main living area features rich wood flooring and a cozy natural fireplace, creating a warm and welcoming ambiance. Come in and update it to make it your own! The large full basement can be finished to double your living space. The property also includes a mudroom and office off the two-car garage and additional workshop space, providing ample room for storage, hobbies, or recreational gear. The lifestyle extends beyond the home--enjoy exclusive access to Davis Lake and Tan Lake (all sports), perfect for tubing, waterskiing, boating, fishing, or simply relaxing by the water, all just minutes away. Conveniently located near downtown Oxford, parks, golf courses, and top-rated schools, this home offers an ideal mix of accessibility and tranquility. Opportunities like this, with such a unique combination of features and amenities at this price point, are hard to come by. Don't miss out--schedule your showing today!

Highlights

Listed by Maria Kopicki , 586-344-6818 Coldwell Banker Professionals-Birm , 248-644-6300. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.41

Year Built

1971

County

Oakland

Area

Oxford Twp (63041)

Neighborhood

Lake Shore Estates

School District

Oxford Area Comm School District

Listing ID

61021944

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Range/Oven, Refrigerator
Air Cond:Central A/C
Fireplaces:FamRoom Fireplace,Wood Stove
Above Ground Sq Ft:2043
Basement:Unfinished
Water:Private Well

Exterior Features

Lot Dimensions:Irregular
Others:
  • Additional:Porch
Parking Features:Attached Garage
Principal Interest
$2,084
Taxes
$305

Home Price

$399,999

Loan Details

30 yrs
6.792%

Down Payment

20%
$80,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,084.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,084.45 $305.07 $0.00 $2,389.52
Yearly $25,013.41 $3,660.88 $0.00 $28,674.29
Total $750,402.15 $109,826.40 $0.00 $860,228.55
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Oxford, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

IDX service by Blueroof 360

Data last updated: 2026-09-02T03:11:55.100Z

© 2026 MiRealSource, Inc.

MLS Logo - MiRealSource, Inc.