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Jenn Smart

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4779 Cusenza , Otter Lake, MI 48464
$435,000
Est. Payment: $2,266.85/mo
3 Bed
3 Bath
1940 Sqft
Status: pending | Days on site: 4
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House Description

Lakefront living at its finest on private, all-sports Hemingway Lake! Built in 2001 this beautiful ranch style 3-bedroom, 2-bath home sits on a gently sloping lot with 1.37 acres and 100 feet of water frontage. At the water's edge you will find a sandy shallow area and dock offering easy access to the lake and all the amenities it has to offer. Upon entering the driveway the first thing you will notice is the nicely manicured front lawn, large 3 car attached garage, and gorgeous brink veneer finish. Inside you will find a spacious layout including a family room with vaulted ceilings and propane fireplace, a formal dining room, and 16x16 living room. Plenty of room for your family and friends to come enjoy the lake on the weekend. The home also features a primary bedroom and primary bath with vaulted ceilings glass shower, double sinks, and jet tub. Both the main floor and basement have sliding glass door leading outside, on the main floor to a deck, and the basement floor to a covered patio area. Some recent updates include replacement of the roof and gutters in 2022, whole house Generac generator, 16'x7' overhead garage door, and exterior door leading to back deck.

Highlights

Listed by Benjamin Fritcher , 989-424-8878 Gateway Brokerage , 810-255-1200. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.37

Year Built

2001

County

Lapeer

Area

Marathon Twp (44014)

Neighborhood

Hemingway Lake Waterfront

School District

Lakeville Comm School District

Listing ID

50218697

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:FamRoom Fireplace,Gas Fireplace
Above Ground Sq Ft:1940
Below Ground Sq Ft:0
Basement:Full,Walk Out
Water:Private Well

Exterior Features

Lot Dimensions:100x600
Sewer:Septic
Parking Features:Attached Garage
Principal Interest
$2,267
Taxes
$254

Home Price

$435,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,266.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,266.85 $253.66 $0.00 $2,520.50
Yearly $27,202.15 $3,043.90 $0.00 $30,246.05
Total $816,064.38 $91,317.00 $0.00 $907,381.38
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Otter Lake, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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