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Jenn Smart

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3219 Midway , Onekama, MI 49675
$2,900,000
Est. Payment: $15,112.30/mo
5 Bed
4 Bath
4490 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding you are providing Jenn Smart with your express written consent to send you marketing and promotional communications via calls or prerecorded messages dialed by a natural person or by using an artificial or automated telephone dialing system.

By checking the box, you consent to receive marketing text messages. If checked, you consent to receiving texts including marketing and promotional communications, from Jenn Smart. Messages and data rates may apply. Message frequency varies. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms & Conditions and Privacy Policy.
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Jenn Smart
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House Description

Welcome to Onekama. "The Two Lake Town"--where your family's most cherished memories will unfold on 2.5 private acres with 350 feet of sandy beach on Portage Lake, just one mile from Lake Michigan. This exceptional point property offers unmatched privacy and sweeping views in both directions. Look one way and watch boats exit the Lake Michigan channel. Turn around and take in the charming vista of downtown Onekama across the bay. The home is move-in ready today with quality furniture and fixtures. It is exceptionally clean and has been impeccably cared for. The neutral colors provide a perfect starting point to make It your own. This is not just a lake house--it is the backdrop for generations to come. Years from now, your grandchildren will remember this place without trying--the warmth of the sand, the calm of the water, the way time slows down here. More than a lake house, it's a place where families gather, and memories endure. It's a family legacy.
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Highlights

Listed by Chris Anderson , 248-515-5782 Bottom Line Real Estate , 248-515-5782. MiRealSource, Inc. mls logo

Property Type

Residential
Lot/Acreage
2.5

Year Built

1992

County

Manistee

Area

Onekama Twp (51011)

 Neighborhood

Portage Park Add

 School District

Onekama Consolidated Schools

Listing ID

61008200

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Freezer, Microwave, Range/Oven, Refrigerator
Above Ground Sq Ft:4490
Water:Public Water

Exterior Features

Lot Dimensions:360 x 360
Others:
  • ▪ Additional:Lawn Sprinkler, Patio, Porch
Sewer:Septic
Parking Features:Additional Garage(s),Attached Garage,Electric in Garage,Gar Door Opener
Principal Interest
$15,112
Taxes
$959

Home Price

$2,900,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$580,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,112.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,112.30 $958.83 $0.00 $16,071.14
Yearly $181,347.64 $11,506.00 $0.00 $192,853.64
Total $5,440,429.21 $345,180.00 $0.00 $5,785,609.21
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So-Crates Johnson
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Market insight data is pulled from the same city as the listing being viewed (Onekama, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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