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Jenn Smart

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10201 Opal Ridge , Onekama, MI 49675
$810,000
Est. Payment: $4,221.02/mo
5 Bed
3 Bath
2080 Sqft
Status: active | Days on site: 123
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Welcome to Portage Ridge, where winding roads, mature trees and rolling hills create a beautiful setting near Portage Lake and Lake Michigan. Just built in 2021 on 3.46 acres, this stunning home offers one floor living with a fully finished lower level that is ideal for family or friend's visits. Dream front porch! Main floor design has the primary suite on one end, a 2 bedroom guest wing on the other and a wonderfully open kitchen, dining area and living room that all enjoy the gas fireplace with real stone surround. Add a cozy office, main floor laundry and professional decorating choices and you have it all. Soft gray maple kitchen w/charcoal based island, quartz countertops, stainless steel appliances, a farmhouse sink and an Italian-made gas range. Downstairs are 2 bedrooms, full bath, an exercise room & family room pre-plumbed for wet bar. Oversized garage, underground sprinkling, Generac generator & partially covered stamped concrete patio in back with fire feature. Why build?

Highlights

Listed by Margie Zaccanelli , RE/MAX Bayshore Manistee , MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
3.46

HOA Fee

874 Yearly

Year Built

2021

County

Manistee

Area

Onekama Twp (51011)

School District

Onekama Consolidated Schools

Listing ID

70519213

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
Above Ground Sq Ft:2080
Below Ground Sq Ft:0

Exterior Features

Lot Dimensions:171x310x159x176x454x158x2
Others:
  • Additional:Lawn Sprinkler
Parking Features:Attached Garage
Principal Interest
$4,221
Taxes
$490
HOA
$874

Home Price

$810,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$162,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,221.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,221.02 $489.69 $874.00 $5,584.72
Yearly $50,652.27 $5,876.32 $10,488.00 $67,016.59
Total $1,519,568.16 $176,289.60 $314,640.00 $2,010,497.76
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Onekama, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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