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Jenn Smart

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1620 N Michigan , Omer, MI 48749
$325,000
Est. Payment: $1,693.62/mo
4 Bed
4 Bath
2320 Sqft
Status: active with contingency | Days on site: 21
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Don’t miss out on this outdoor retreat, full-time home, or multi-residence investment opportunity featuring 200 feet of frontage on the Rifle River and adjoining state land! This property features a flexible floor plan that could accommodate several uses. The main home and fully finished walkout basement offer 3 bedrooms, 2.5 baths, 2 kitchens, 2 dining areas, 2 living rooms, and space for an additional bedroom or recreation area. Additionally, there is a 1,050 sq. ft. secondary suite/apartment that was finished in 2024. The space boasts a kitchen with granite countertops, a living room with an LED fireplace and marble surround, 1-2 bedrooms, a bath, and a covered balcony. Updates since 2023 include ceramic tile showers, luxury vinyl plank flooring, ceiling fans, some windows and doors, several appliances, bathroom and kitchen fixtures, 4 toilets, bladder tank, interior and exterior LED can lighting, 200 amp service, first floor electric panel, split air unit, and much more. Outside, the main 80x12 ft. deck overlooks the beautiful winding river and a fire pit area. The property also includes a finished 2+ car garage with a workshop or storage room. Square footage is approximate. The Rifle River offers great fishing, kayaking, canoeing, and tubing. Additionally, the Saginaw Bay’s Walleye fishery, Saganing Eagles Landing Casino, state land for hunting and hiking, golfing, and local amenities are all nearby. The property is conveniently located less than 5 minutes from US-23 and 15 minutes from I-75. Call today for your personal showing!

Highlights

Listed by Ryan Nagel , 989-323-0685 Ayre/Rhinehart Bay REALTORS , 989-892-4800. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
1.25

Year Built

1968

County

Arenac

Area

Arenac Twp (06002)

Neighborhood

.

School District

Standish Sterling Comm

Listing ID

50216784

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dryer, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Heat Pump(s),Wall/Window A/C
Fireplaces:Basement Fireplace,Electric Fireplace
Above Ground Sq Ft:2320
Below Ground Sq Ft:1268
Basement:Finished,Full,Walk Out
Other:
  • Additional:Cathedral/Vaulted Ceiling, Security System, Other (InteriorFeatures)
Water:Private Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.
Lot Dimensions:200x348x218x263
Others:
  • Additional:Exterior Balcony, Deck, Porch
Sewer:Septic
Parking Features:Attached Garage
Principal Interest
$1,694
Taxes
$274

Home Price

$325,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,693.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,693.62 $273.69 $0.00 $1,967.31
Yearly $20,323.44 $3,284.26 $0.00 $23,607.70
Total $609,703.27 $98,527.80 $0.00 $708,231.07
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Omer, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T04:57:55.100Z

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