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Jenn Smart

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518 Oak , Mount Morris, MI 48458
$193,500
Est. Payment: $1,008.36/mo
2 Bed
3 Bath
1364 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Is there a 2-bed ranch in Mt. Morris under $215,000 with garage space, finished basement, and room to expand? This affordable opportunity offers over 2,200 finished square feet, first-floor living, two detached garages, and a finished lower level with potential for additional living space or a non-egress third bedroom setup. Welcome to 518 Oak Street in Mt. Morris, where practical space meets everyday functionality. This 2-bedroom ranch features a flexible layout with a first-floor bedroom setup and convenient main-level laundry. The oversized primary suite provides a comfortable retreat, while the kitchen and dining area offer abundant cabinetry, built-ins, and natural light. The finished lower level adds valuable square footage with space for a rec room, hobby area, home office, and potential third bedroom (non-egress). With over 2,200 finished square feet, this home gives buyers room to live, work, and customize. The outdoor and garage setup is where this property truly stands out. Situated on a corner across three combined lots, the fenced yard offers privacy and usable space. Deck, patio, and porch areas provide multiple outdoor living options. Two detached garages and additional outbuilding space make this ideal for hobbyists, mechanics, or buyers needing serious storage and workspace. Additional features include public water and sewer, natural gas forced air heat, central air, sprinkler system, and included appliances. Move-in ready with opportunity for cosmetic updates. If you are searching for a 2-bed ranch in Mt. Morris with garage space, outdoor flexibility, and expansion potential, this affordable opportunity stands out.

Highlights

Listed by Rob Moen , 810-691-0019 and Julie Moen , 810-691-0830 Keller Williams First , 810-515-1503. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
0.36

Year Built

1925

County

Genesee

Area

Mount Morris (25031)

Neighborhood

Plat Of Buena Vista

School District

Mt.Morris Consolidated Schools

Listing ID

50207465

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Trash Compactor, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:
Above Ground Sq Ft:1364
Below Ground Sq Ft:900
Basement:Block,Full,Partially Finished
Other:
  • Additional:Cable/Internet Avail., Ceramic Floors, Security System, Window Treatment(s)
Water:Public Water

Exterior Features

Lot:Large Lot - 65+ Ft.
Lot Dimensions:167 x 97 x 167 x 96
Zoning:Residential
Others:
  • Additional:Deck, Fenced Yard, Lawn Sprinkler, Patio, Porch, Street Lights, Fence Owned
Sewer:Public Sanitary
Parking Features:Additional Garage(s),Detached Garage,Electric in Garage,Gar Door Opener,Heated Garage,Side Loading Garage,Workshop,Garage
Principal Interest
$1,008
Taxes
$407

Home Price

$193,500

Loan Details

30 yrs
6.792%

Down Payment

20%
$38,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,008.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,008.36 $406.50 $0.00 $1,414.86
Yearly $12,100.26 $4,878.00 $0.00 $16,978.26
Total $363,007.95 $146,340.00 $0.00 $509,347.95
Lender profile image
So-Crates Johnson
Dust, Wind, Dude
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Market insight data is pulled from the same city as the listing being viewed (Mount Morris, MI).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-09-02T03:11:55.100Z

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