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Jenn Smart

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28278 E Fence Lake , Michigamme, MI 49861
$1,295,000
Est. Payment: $6,748.43/mo
4 Bed
3 Bath
2135 Sqft
Status: active | Days on site: 146
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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House Description

Private 14.2-Acre Waterfront Sanctuary. Seclusion and luxury await you at this handcrafted masterpiece on Fence Lake, the largest private lake in Michigan. Situated on 14.2 wooded acres with 362 feet of point frontage, this setting captures breathtaking sunset views and crystal-clear waters. The property features vibrant wildflowers and ferns in summer, brilliant hardwood colors in autumn, and a pristine winter wonderland. Seasonal mini-waterfalls emerge as snow melts, adding natural movement to the landscape. Fence Lake is a strictly private, 310-acre lake gated community in Baraga County, Michigan celebrated for its deep, spring-fed waters and elite fishery free from invasive species, the lake is managed with thoughtful stewardship. Guidelines ensure a balance between daytime recreation and mirror-like stillness for paddling or watching loons and eagles. This is a protected family setting where environmental integrity and property values are intentionally safeguarded. This 3,830 SF log-sided estate blends exceptional craftsmanship with natural materials. Designed to capture panoramic views. The home features an elevated main floor and a walk-out lower level. Main Level: The expansive living room boasts a 2.5-story wall of floor-to-ceiling windows, a vaulted knotty pine ceiling, and a custom log staircase. A natural wood-burning fireplace, built from hand-picked local stone by an expert mason, serves as an artistic centerpiece. Chef’s Kitchen & Dining: Features custom 42’’ knotty pine cabinetry, Silestone countertops, stainless appliances, a generous pantry, and an island with seating. Primary Suite: Offers sunset views from bed, French doors to the deck, a large walk-in closet, and a spa-like bath with travertine floors, a two-person rain shower, and Italian marble double vanities. Guest Wing: A second bedroom features vaulted ceilings and deck access, accompanied by a full bath with a soaking tub and marble counters. The Loft: A 400 SF sunny space overlooking the lake and living area, complete with custom pine library shelving ideal for an office or extra sleeping space. Lower Level & Entertainment: Walk-out design with 9-foot ceilings and direct lake access. Large great room with a stone wood-burning fireplace and pool table. Cedar custom built 500-bottle wine cellar. Two additional spacious bedrooms with huge closets. Full bath and a dedicated mudroom with direct exterior access to the lake, laundry, ceramic tile, and ample storage. Outdoor Living: The north and west-facing design ensures remarkable sunsets year-round. A 1,200 SF elevated lakeside deck with integrated lighting and sound provides the ultimate space to cook and relax. The Grounds: 14.2 acres of wilderness featuring a stone fire pit, a large deep 3-car garage, and a custom tree fort nestled in the pines. The Waterfront: A gentle winding trail leads to a spacious 28-foot dock. The shoreline offers a unique mix of deep water for diving and a shallow sandy bay for swimming.

Highlights

Listed by DANIEL MENARD , 906-360-1964 COLDWELL BANKER SCHMIDT REALTORS , 906-225-5992. MiRealSource, Inc. mls logo

Property Type

Residential

Lot/Acreage
14.2

HOA Fee

500 Yearly

Year Built

2006

County

Baraga

Area

Spurr Twp (07010)

Neighborhood

Secluded Shores

School District

NICE Community Schools

Listing ID

50203034

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Dryer, Freezer, Microwave, Range/Oven, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Basement Fireplace,Grt Rm Fireplace,Fireplace Screen,Wood Burning
Above Ground Sq Ft:2135
Below Ground Sq Ft:1577
Basement:Egress/Daylight Windows,Finished,Full,Outside Entrance,Walk Out,Poured,Interior Access
Other:
  • Additional:9 ft + Ceilings, Interior Balcony, Cathedral/Vaulted Ceiling, Ceramic Floors, Hardwood Floors, Sound System, Walk-In Closet, Furnished, Call for Pet Restrictions, Cats Allowed, Dogs Allowed
Water:Drilled Well

Exterior Features

Lot:Deep Lot - 150+ Ft.,Large Lot - 65+ Ft.,Treed
Lot Dimensions:346x1511x500x1878
Zoning:Residential
Others:
  • Additional:Deck
Sewer:Septic
Parking Features:Detached Garage,Electric in Garage,Gar Door Opener,3 or More Spaces,Garage
Principal Interest
$6,748
Taxes
$826
HOA
$500

Home Price

$1,295,000

Loan Details

30 yrs
6.792%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,748.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,748.43 $825.56 $500.00 $8,073.99
Yearly $80,981.10 $9,906.75 $6,000.00 $96,887.85
Total $2,429,433.04 $297,202.50 $180,000.00 $2,906,635.54
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So-Crates Johnson
Dust, Wind, Dude
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Data last updated: 2026-09-02T04:57:55.100Z

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